Carrier Service Agrement - Frontier Communications of the West Inc. and IDX International Inc.
[Frontier Logo] CARRIER SERVICE AGREEMENT BETWEEN FRONTIER COMMUNICATIONS OF THE WEST, INC. AND IDX INTERNATIONAL, INC. CONFIDENTIAL THIS DOCUMENT SHALL BE CONSIDERED NULL AND VOID IF FRONTIER DOES NOT RECIEVE AN EXECUTED ORIGINAL WITHIN 20 DAYS FROM THE DATE OF THIS AGREEMENT <PAGE> TABLE OF CONTENTS SECTION ------- 1. Services: IDX Representations 2. Terms of the Agreement 3. Billing and Payment 4. Billing Disputes 5. Termination Rights 6. Taxes and Assessments 7. Warranties and Limitation of Liability 8. Indemnification 9. Representation 10. Force Majeure 11. Wavers 12. Assignment 13. Confidentiality 14. Integration 15. Construction 16. Governing Law 17. Notices 18. Counterparts 19. Compliance with Laws 20. Third Parties 21. Survival of Provisions 22. Unenforceable Provisions EXHIBITS -------- Exhibit A General Definitions and Service Definitions Exhibit B Ancillary Fee Schedule: Call Detail Records Exhibit C Dedicated Carrier Termination Schedule Exhibit C (1) Carrier Domestic termination Service Exhibit C (2) Carrier Termination Inter5natginoal Service Exhibit C (3) Carrier Toll Free Transport Service Exhibit D Network Interconnection Schedule [Initials JG] [Initials BVF] 2 <PAGE> CARRIER SERVICE AGREEMENT This Carrier Service Agreement ("AGREEMENT") is entered into between the provider of service, Frontier Communications of the West, Inc., f/k/a West Coast Telecommunications, Inc. on behalf of itself and its affiliates ("FRONTIER"), a California corporation located at 90 Castilian Drive, Goleta, CA 93117 and IDX International, Inc. ("IDX or "PURCHASER"), a Virginia corporation with its principal place of business located at 12015 Lee Jackson Hwy, Fairfax, VA 22033 (hereinafter, Frontier and IDX may be referred to in the aggregate as "PARTIES", and each singularly as a "PARTY".) PURPOSE The Parties are telecommunications carriers subject to the Communications Act of 1934, as amended, as well as the Telecommunications Act of 1996. IDX desires to purchase network transport and other telecommunication services from Frontier for IDX's resale to its business and residential customers. The Parties agree as follows: 1. SERVICES: (a) Frontier shall, in accordance with this Agreement, provide to IDX those services IDX subscribes to hereunder as defined and identified herein and on exhibits, schedules and other attachments appended hereto and made a part of this Agreement from time-to-time by the Parties (collectively, the "SCHEDULES"). All such services being provided under the Schedules are collectively referred to as the "SERVICES". (b) In the event IDX is not billing at least $25,000 in total monthly dollar usage for Services within six (6) months from the Start of the Service Date, Frontier may at any time upon thirty (30) days written notice to IDX, terminate this Agreement for under utilization of the Services. (c) IDX shall provide Frontier with a forecast covering a good faith estimate based on historical information (if available) of the monthly traffic volume and geographic distribution for an ordered Service. The estimate will be for the 3 calendar month period following the desired activation date in a format supplied or approved by Frontier. Frontier may request updated forecasts on a reasonable basis. Forecasts of not constitute a binding commitment on the part of IDX. Provision of Services is contingent on availability of Frontier facilities. (d) Orders for Services will be transmitted and processed in accordance with the procedures provided to IDX from time to time by Frontier. 2. TERM OF THE AGREEMENT: (a) INITIAL TERM: This Agreement is effective and the Parties' obligations commence upon the date of execution by Frontier ("EFFECTIVE DATE") and continues in effect for a period of one (1) year ("INITIAL TERM") from either the day Service is first utilized by IDX (as determined by Frontier's records). Or the 90th day after the Effective Date, whichever date occurs first, such date known as the "START OF SERVICE DATE". (b) AUTOMATIC RENEWAL: This Agreement renews automatically for a one year period at the expiration of the Initial Term, unless canceled in accordance with the termination provisions of this Agreement ("SUBSEQUENT TERM"). Each Subsequent Term renews automatically for a one year period upon its expiration, unless canceled in accordance with the termination provisions of this Agreement. [Initials JG] [Initials BVF] 3 <PAGE> (c) CANCELLATION: Either Party may terminate this Agreement upon expiration of a term upon written notice given at least 30 days prior to expiration of the then current term. 3. BILLING AND PAYMENT: IDX shall pay Frontier for the Services at the rates and charges set out in the applicable Schedules. If IDX is required to pay an initial cash deposit or provide other assurance of payment, then Frontier is not obligated to begin accepting orders or providing 'Service until the deposit or other assurance of payment is received. (a) IDX shall provide security in the form of an irrevocable letter of credit in the amount of $25,000 from a financial institution and in a format acceptable to Frontier, and additionally in the form of a UCC-1 granting Frontier a first security interest in IDX's existing and hereafter acquired accounts, contract rights, chattel paper, account receivable (including funds deposited into lock box and similar accounts) and general intangibles, and all products and proceeds thereof, including without limitation, call detail records, customer contracts, records and lists and all causes of action for recovery or collection of the foregoing (collectively, the "COLLATERAL") to the extent such Collateral relates in any manner to Services being provide to IDX or IDX's customer's by Frontier.; IDX shall execute any documents reasonably required by Frontier to perfect the above security interest. (b) Frontier shall invoice IDX via facsimile on or about the fifth Business Day after the close of each Billing Cycle for the Services and for any other sums due Frontier ("INVOICE"). Each invoice details: (i) the amount due Frontier, or the credit due IDX, after a reconciliation between the actual charges for the Services of the prior Billing Cycle and any required pre-payment for the prior Billing Cycle, and (ii) any other sums due Frontier. Except if Frontier has agreed to a lock-box arrangement, in addition to the amounts under (i) and (ii) above, the Invoice will provide for a pre-payment equal to 0% of the actual charges for the Services for the prior Billing Cycle (exclusive of any non-recurring charges). If IDX has submitted a letter of credit that has an expiration date greater than 45 days after the Invoice date, or a cash deposit, the pre-payment for a given month will be reduce by the amount of such security (but to not less than zero). (c) Each Invoice shall be paid by IDX in immediately available US funds so that the payment is received by Frontier no later than thirty (30) calendar days from the date of the Invoice (the "DUE DATE"). Frontier agrees that (i) the Invoice date will be the same day the Invoice is faxed to IDX, and (ii) the Invoice will be faxed on a Business Day. Any Invoice not paid by the Due Date shall bear late payment fees at the rate of 1-1/2% per month (or such lower amount as maybe required by law) until paid. (d) The IDX facsimile number and contact for purposes of this Section 3. are 703-385-9134, Attention: Divya Katya, Accounting Manager. IDX may change the facsimile number and contact upon written notice to Frontier. (e) If IDX is delinquent in payment of an Invoice and Frontier does not have security from IDX equal to IDX's prior month's usage charges, IDX shall provide such additional security as Frontier may reasonably request in writing. (f) FRAUDULENT USAGE. Subject to the fraudulent usage provisions of the Frontier InterLink Calling Card Services Schedule if applicable, Frontier is not responsible for any fraudulent use of Service. IDX is solely responsible for all Services' usage, fraudulent or otherwise. Claims of fraudulent usage shall not constitute a valid basis for dispute of an Invoice. Frontier will monitor End-User call activity for suspected fraudulent use using the same procedures Frontier uses for its own customers (except Frontier will contact IDX in lieu of the End-User when investigating suspected fraudulent use). [Initials JG] [Initials BVF] 4 <PAGE> (g) IDX agrees to pay to Frontier any and all local exchange carrier ("LEC") assessed charges (other than access or other LEC charges otherwise included under this Agreement) and governmentally mandated charges levied upon Frontier as a result of Services provided to IDX, such as but not limited to: (i) assessment by regulatory agencies, including but not limited to, the Federal Communications Commission (FCC) and state Public Utility/Service Commissions (PUC): (ii) charges or costs incurred by Frontier for FCC/PUC mandated initiatives under the Telecommunications Act of 1996, or otherwise, such as the "access reform" and "payphone dial-around compensation" initiatives, plus a reasonable fee for administration of those initiatives applicable to the Services provided to IDX; and (iii) applicable charges set out in the Schedule of Ancillary Fees attached hereto as Exhibit B and made a part hereof as the same may be modified from time to time by Frontier upon written notice to IDX. (h) Frontier may revise the rates and monthly recurring and other charges in this Agreement and the Schedules at any time upon written notice to IDX. Unless otherwise stated in the notice, domestic rates are effective within thirty days and international/offshore rates are effective within seven days of the date of the Frontier written notice. If the effective rate for a Service is increased pursuant to this paragraph, then IDX may cancel the Service subject to the rate increase upon written notice to Frontier given within 30 days after IDX's receipt of the rate increase notice. Cancellation of a Service under this paragraph includes a pro-rata reduction in the Minimum Charge to adjust for the Service being canceled. If a rate increase affects a portion of a Service that is not severable from the entire Service IDX shall not be able to cancel the affected portion, e.g. domestic outbound switched service is not cancelable as a result of a rate increase in directory assistance calls (D/A cannot be separately blocked); further, if the rate increase affects traffic to a particular LATA or country, IDX may only cancel Service to the particular LATA/country to the extent severable by Frontier. (i) IDX agrees that any make up to minimum charges, shortfall charges and surcharges for which it is liable under this Agreement are based on agreed upon minimum commitments on its part and corresponding rate concessions on Frontier's part, and are not penalties or consequential or other damages under Section 7.(b). 4. BILLING DISPUTES. The Parties agree that time is of the essence for payment of all Invoices. IDX shall provide written notice and supporting documentation for any good-faith dispute it may have with an Invoice ("DISPUTE") within 60 Business Days after IDX's receipt. If IDX does not report a Dispute within the 60 Business Day period, IDX shall have waived its dispute rights for that Invoice. IDX shall pay disputed amounts, subject to resolution of the Dispute. Frontier will use reasonable efforts to resolve timely Disputes within 30 Business Days after its receipt of the Dispute notice. If a Dispute is not resolved within the 30 Business Day period to IDX's satisfaction, then at IDX's request the Dispute will be referred to an executive officer of Frontier. If the Dispute is not resolved within 15 Business Days after the referral, then either Party may commence an action in accordance with Section 16., provided that the prevailing Part in such action shall be entitled to payment of its reasonable attorney fees and costs by the other Party. [Initials JG] [Initials BVF] 5 <PAGE> 5. TERMINATION RIGHTS: (a) REGULATORY CHANGES: If the FCC, a state PUC or a court of competent jurisdiction issues a rule, regulation, law or order which has the effect of canceling, changing, or superseding any material term or provision of this Agreement (collectively, "REGULATORY REQUIREMENT"), then this Agreement shall be deemed modified in such a way as the Parties mutually agree is consistent with the form, intent and purpose of this Agreement and is necessary to comply with such Regulatory Requirement. Should the Parties not be able to agree on modifications necessary to comply with a Regulatory Requirement within 30 days after the Regulatory Requirement is effective, then upon written notice either Party may, to the extent practicable, terminate that portion of this Agreement impacted by the Regulatory Requirement. (b) Either Party may terminate this Agreement upon the other Party's insolvency, dissolution or cessation of business operations. Frontier may, upon written notice, immediately terminate this Agreement for IDX's failure to pay any delinquent invoice, or to maintain any other assurance of payment that may be required hereunder. (c) In the event of a breach of any material term or condition of this Agreement by a Party (other than a failure to pay which is covered under (b) above), the other Party may terminate this Agreement upon 30 days written notice, unless the breaching Party cures the breach during the 30 day period. A breach that cannot be reasonably cured within a 30 day period may be addressed by a written waiver of this paragraph signed by the Parties. (d) Upon any material breach by IDX not cured after expiration of all applicable notice and cure periods, Frontier may at its sole option do any or all of the following: (i) cease accepting or processing orders for Service and suspend Service; (ii) cease all electronically and manually generated information and reports (including any DCR not paid for by IDX); (iii) draw on any letter of credit, security deposit or other assurance of payment and enforce any security interest provided by IDX; (iv) terminate this Agreement and Service without liability to Frontier; (v) collect from IDX as liquidated damages an amount equal to the Minimum charge times the number of months remaining on the unexpired term of this Agreement; and (vi) pursue such other legal or equitable remedy or relief as may be appropriate. 6. TAXES AND ASSESSMENTS: (a) IDX is responsible for the collection and remittance of all governmental assessments, surcharges and fees pertaining to its resale of the Services (other than taxes on Frontier's net income) (collectively, "TAXES"). IDX shall provide Frontier with, and maintain, valid and properly executed certificate(s) of exemption for the taxes, as applicable. [Initials JG] [Initials BVF] 6 <PAGE> 7. WARRANTIES AND LIMITATION OF LIABILITY: (a) Service shall be provided by Frontier in accordance with the applicable technical standards established for call transport by the telecommunications industry. Frontier shall provide Service in a quality and diligent manner consistent with service Frontier provides to its other customers via a digital fiber optic network with SS7 signaling (where available). FRONTIER MAKES NO OTHER WARRANTY, EXPRESS OR IMPLIED, WITH RESPECT TO TRANSMISSION, EQUIPMENT OR SERVICE PROVIDED HEREUNDER, AND EXPRESSLY DISCLAIMS ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR ANY PARTICULAR PURPOSE OR FUNCTION. (b) In not event shall either Party be liable to the other Party for incidental and consequential damages, loss of goodwill, anticipated profit, or other claims for indirect damages in ay manner related to this Agreement or the Services. 8. INDEMNIFICATION: Each Party shall defend and indemnify the other Party and its directors, officers, employees, representatives and agents from any and all claims, taxes, penalties, interest, expenses, damages, lawsuits or other liabilities (including without limitation, reasonable attorney fees and court costs) relating to or arising out of (i) acts or omissions in the operation of its business, and (ii) its breach of this Agreement; provided, however, Frontier shall not be liable and shall not be obligated to indemnify IDX, and IDX shall defend and indemnify Frontier hereunder, for any claims by any third party, including End-Users, with respect to services provided by IDX which may incorporate any of Frontier's services. 9. REPRESENTATION: The Parties acknowledge and agree that the relationship between them is solely that of independent contractors. Neither Party, nor their respective employees, agents or representative, has any right, power or authority to act or create any obligation, express or implied, on behalf of the other Party. 10. FORCE MAJEURE: Other than with respect to failure to make payments due hereunder, neither Party shall be liable under this Agreement for delays, failures to perform, damages, losses, or destruction, or malfunction of any equipment, or any consequence thereof, caused or occasioned by, or due to fire, earthquake, flood, water, the elements, labor disputes or shortages, utility curtailments, power failures, explosions, civil disturbances, governmental actions, shortages of equipment or supplies, unavailability of transportation, acts or omissions of third parties, or any other cause beyond its reasonable control. 11. WAIVERS: Failure of either Party to enforce or insist upon compliance with the provisions of this Agreement shall not be construed as a general waiver or relinquishment of any provision or right under this Agreement. [Initials JG] [Initials BVF] 7 <PAGE> 12. ASSIGNMENT: Neither Party may assign or transfer its rights or obligations under this Agreement without the other Party's written consent, which consent may not be unreasonably withheld, except that either Party may assign this Agreement to its parent, successor in interest, or an affiliate or subsidiary without the other Party's consent. Any assignment or transfer without the required consent is void. 13. CONFIDENTIALITY: (a) Each Party agrees that all information furnished to it by the other Party, or to which it has access under this Agreement, shall be deemed the confidential and proprietary information or trade secrets (collectively referred to as "PROPRIETARY INFORMATION") of the Disclosing Party and shall remain the sole and exclusive property of the Disclosing Party (the Party furnishing the Proprietary Information referred to as the "DISCLOSING PARTY" and the other Party referred to as the "RECEIVING PARTY"). Each Party shall treat the Proprietary information and the contents of this Agreement in a confidential manner and, except to the extend necessary in connection with the performance of its obligations under this Agreement, neither Party may directly or indirectly disclose the same to anyone other than its employees on a need to know basis and who agree to be bound by the terms of this Section, without the written consent of the Disclosing Party. (b) The confidentiality of obligations of this Section do not apply to any portion of the Proprietary Information which is (i) or becomes public knowledge through no fault of the Receiving Party; (ii) in the lawful possession of Receiving Party prior to disclosure to it by the Disclosing Party (as confirmed by the receiving Party's records); (iii) disclosed to the receiving Party without restriction on disclosure by a person who has the lawful right to disclose the information; or (iv) disclosed pursuant to the lawful requirements or formal request of a governmental agency. If the Receiving Party is requested or legally compelled by a governmental agency to disclose any of the Proprietary information of the Disclosing Party, the Receiving Party agrees that it will provide the Disclosing Party with prompt written notice of such requests so that the Disclosing Party has the opportunity to pursue its legal and equitable remedies regarding potential disclosure. (c) Each Party acknowledges that its breach or threatened breach of this Section may cause the Disclosing Party irreparable harm which would not be adequately compensated by monetary damages. Accordingly, in the event of any such breach or threatened breach, the receiving Party agrees that equitable relief, including temporary or permanent injunctions, is an available remedy in addition to any legal remedies to which the Disclosing Party may be entitled. (d) Neither Party may use the name, logo, trade name, service marks, trade marks, or printed materials of the other Party, in any promotional or advertising material, statement, document, press release or broadcast without the prior written consent of the other Party, which consent may be granted or withheld at the Party's sole discretion. 14. INTEGRATION: This Agreement and all Exhibits, Schedules and other attachments incorporated herein, represent the entire agreement between the Parties with respect to the subject matter hereof and supersede and merge all prior agreements, promises, understandings, statements, representations, warranties, indemnities and inducements to the making of this Agreement relied upon by either Party, whether written or oral. [Initials JG] [Initials BVF] 8 <PAGE> 15. CONSTRUCTION The language used in this Agreement is deemed the language chosen by the Parties to express their mutual intent. No rule of strict construction shall be applied against either Party. 16. GOVERNING LAW: This Agreement is subject to the laws of New York, excluding its choice of law principles. The Parties agree that any action to enforce or interpret the terms of this Agreement shall be instituted and maintained only in the Federal Court for the Western District of new York, or if jurisdiction is not available in the Federal Court, then a state court located in Rochester, New York. IDX hereby consents to the jurisdiction and venue of such courts and waives any right to object to such jurisdiction and venue. 17. NOTICES: All notices, including but not limited to, demands, requests and other communications required or permitted hereunder (not including invoices) shall be in writing and shall be deemed to be delivered when actually received, whether upon personal delivery or if sent by facsimile, mail or overnight delivery. All notices shall be addressed as follows, or to such other address as each of the Parties hereto may notify the other: Frontier Communications of the West, Inc. IDX International, Inc. ATTN: Peggy L. Palak, Mgr. Contract Svc's ATTN: Jeff Gee, Executive Vice President Brian v. Fitzpatrick, VP Carrier Svc's. 90 Castilian drive 12015 Lee Jackson Hwy Goleta, CA 93117 Fairfax, VA 22033 Facsimile #800-689-2395 Facsimile #703-708-1518 18. COUNTERPARTS: This Agreement may be executed in several counterparts, each of which shall constitute an original, but all of which shall constitute one and the same instrument. 19. COMPLIANCE LAWS: During the term of this Agreement, the Parties shall comply with all local, state and federal laws and regulations applicable to this Agreement and to their respective businesses. Further, each Party shall obtain, file and maintain any tariffs, permits, certifications, authorizations, licenses or similar documentation as may be required by the FCC, a state Public Utility or Service Commission, or any other governmental body or agency having jurisdiction over its business. Upon request, a Party will supply copies of such permits, certifications, authorizations, licenses and similar documentation. 20. THIRD PARTIES: The provisions of this Agreement and the rights and obligations created hereunder are intended for the sole benefit of Frontier and IDX, and do not create any right, claim or benefit on the part of any person not a Party to this Agreement, including End-Users. [Initials JG] [Initials BVF] 9 <PAGE> 21. SURVIVAL OF PROVISIONS: Any obligations of the Parties relating to monies owed, as well as those provisions relating to confidentiality, assurances of payment, limitations on liability and indemnification, survive termination of this Agreement. 22. UNENFORCEABILITY OF PROVISIONS: The legality or unenforceability of any provision of this Agreement does not affect the legality or enforceability of any other provision or portion. If any provision or portion of this Agreement is deemed illegal or unenforceable for any reason, there shall be deemed to be made such minimum change in such provision or portion as is necessary to make it valid and enforceable as so modified. This Agreement is voidable by frontier if modified by IDX without the written or initiated consent of a Frontier Vice President. By its signature below, each Party acknowledges and agrees that sufficient allowance has been made for review of this Agreement by respective counsel and that each Party has been advised as to its legal rights, duties and obligations under this Agreement. FRONTIER COMMUNICATIONS OF THE WEST, INC. IDX INTERNATIONAL, INC. By: /s/ Brian V. Fitzpatrick By: /s/ Jeff Gee -------------------------------------- --------------------------------- Brian V. Fitzpatrick, Vice President Jeff Gee, Executive Vice President Frontier Carrier Services Date: 6/30/98 Date: June 29, 1998 ------------------------------------ -------------------------------- [Initials JG] [Initials BVF] 10 <PAGE> Exhibit A Page 1 of 1 GENERAL DEFINITIONS (not otherwise defined in the body of the Agreement or the Schedules) 1. ANI is a telephone number. 2. BILLING CYCLE is the Frontier billing cycle to which IDX's account hereunder is assigned by Frontier (a fulfilling cycle equals approximately 30 days of Services usage). 3. BUSINESS DAY is Monday through Friday, 8:30 am to 5:30 pm Detroit, MI local time, excluding nationally recognized holidays. Unless otherwise stated, "DAYS'' refers to calendar days. 4. CDR means call detail records and CDR TAPE is a magnetic tape containing CDR. 5. END-USERS are customers of IDX. L To the extent that IDX subscribes to the Services for its own use, IDX is deemed to be an End-User. SERVICE DEFINITIONS/DESCRIPTIONS 1. INBOUND SERVICES collectively refers to inbound traffic generated via any of the other Services. 2. INTERNATIONAL SERVICES consist of international traffic generated via any of the other Services. 3. DEDICATED CARRIER TERMINATION consists of switched outbound long distance traffic delivered by IDX to a Frontier Point of Presence ("POP") via dedicated facilities and terminated over the Frontier network. 4. DOMESTIC means the 48 contiguous United States. 5. OFF-SHORE means Alaska, Hawaii, Puerto Rico, and the U.S. Virgin Islands 6. OPERATOR SERVICES: see Operator Services Schedule. [Initials JG] [Initials BVF] 11 <PAGE> Exhibit B Page 1 of 2 SCHEDULE OF ANCILLARY FEES ELECTRONIC EXCHANGE Set-up to be refunded upon first $25,000 invoice) $5,000 Monthly Recurring Charge for Service (MRC) $ 250 If IDX is not subscribed to a switched inbound/outbound Service, IDX will be charged Frontier's then current standard NOS switched rate per minute (at IDX's applicable rate level) for usage of the 800/888 number. CALL DETAIL RECORD/EMI RECORD DELIVERY (EXCLUDING RDA/EE) Per initial Mag Tape $ 100 Additional Mag Tapes $ 15 Programming charges to change format (per hour) $ 120 BRANDED 700 TEST NUMBER Setup Non-Recurring Charge (NRC) $ 0 Service (MRC) $ 350 PIC CHARGES Unauthorized PIC changes (Noted on Invoice as "Unauthorized Carrier Change Charges) See Exhibit C III. #2 Rejected LEC Order resolution/rework $ 0 ACCOUNTING CODES Non-validated MRC (per account) $ 0 Validated MRC (per account) $ 0 PRESUBSCRIBED INTEREXCHANGE CARRIER CHARGE "PICC" (SUBJECT TO CHANGE W/O NOTICE) The MAXIMUM per-line charges are: $0.53 and $1.50 for primary and non-primary residential lines $.053 and $2.57 for single-line business lines and multi-line business lines 800 SMS DATABASE ADMINISTRATION (SUBJECT TO CHANGE) Pass-through MRC per active Frontier RespOrg 800 number $ .070 Frontier RespOrg Maintenance Service Charges $ 0 Directory Assistance Listing NRC Implementation $ 15 Directory Assistance Listing MRC per 800 number $ 15 800 CARRIER TRANSPORT (DEDICATED) ANI/DNIS Delivery NRC-Implementation $WAIVED ANI/DNIS Delivery MRC $WAIVED Stand-Alone DNIS NRC - Implementation $WAIVED Stand-Alone DNIS MRC $WAIVED 800 P.I.N. Set-up Charge per P.I.N. Program (NRC) $1,000 To be refunded after first $2,500 in 800 PIN billing NOS DEDICATED SERVICES Switch connection fee per DS-1 (MRC) $ 95 EQUIPMENT/ELECTRONICS Channel Banks/CSU/Cards Implementation (NRC) $ 495 Channel Banks/CSU/Cards (MRC) $ 340 Stand-Alone CSU Implementation (NRC) $ 100 Stand-Alone CSU (MRC) $ 240 [Initials JG] [Initials BVF] 12 <PAGE> Exhibit B Page 2 of 2 CALL DETAIL RECORDS 1. If IDX requires call detail records for usage of the Services ("CDR") it has the option of (i) receiving CDR on a monthly basis via magnetic tape, and/or (ii) having access on a daily basis via electronic data exchange. 2. If IDX elects option 1.(i), then on or about the fifth Business Day following the end of a Billing Cycle, Frontier will deposit with an overnight delivery service for delivery to IDX a CDR Tape in the format established by Frontier. CDR Tapes rate the Services at Frontier rates in effect at the time the Services were provided and must be re-rated by IDX at its tariffed rates. 3. If IDX elects option 1.(ii), then Frontier will make CDR available for IDX's access Monday through Saturday, excluding nationally recognized holidays, for the prior period's traffic. IDX's access to CDR will be via electronic data exchange ("ELECTRONIC EXCHANGE") to either (i) IDX's designated mainframe computer via the IBM Information Network ("IIN") via Network Data Mover ("NDM"), o (ii) dedicated personal computer via Procomm+ software. IDX is liable for all transmission charges together with the cost of Frontier compatible hardware and software necessary at its location for use of Electronic Exchange. Frontier will archive CDR for 8 Business Days. 4. IDX may cancel an option at any time on 30 days written notice. IDX may change an existing option or select a new option at any time upon written notice and payment to Frontier of any then current set up charge for such option. Changes or new selections are effective in the second Billing Cycle following receipt of the request and any required set up charge. [Initials JG] [Initials BVF] 13 <PAGE> Exhibit C Page 1 of 2 DEDICATED TERMINATION SCHEDULE Unless otherwise stated, domestic calls are measured in 6 second increments after a 6 second minimum and international calls in 6 second increments after a 30 second minimum. Dedicated Termination Service: 1. For domestic and international traffic (including Directory Assistance Transport) originating from IDX's switch, IDX shall pay the applicable rates set out in the attached pricing schedules. 2. Each DS-1 circuit connecting IDX to one of the Frontier POPs set out in the attached Network Interconnections Schedule has a monthly minimum usage requirement of 100,000 minutes. Frontier may add or delete a POP at any time upon written notice. If a DS-1 circuit experiences a minimum shortfall over two consecutive Billing Cycles, Frontier may provide IDX with written notice of such fact and of Frontier's intent to disconnect the under-minimum circuit if the minimum is not attained by the Billing Cycle commencing after the date the notice is received. IDX shall reimburse Frontier for any termination fees or charges paid by Frontier to the circuit provider for early disconnection of such circuit. 3. IDX shall be responsible, at its sole expense, for all ordering of, and charges for, dedicated facilities and equipment required to maintain access, interconnection and interface with Frontier's equipment and network. 4. If at any given month more than 15% of IDX's total domestic dedicated carrier traffic does not terminate to a RBOC/GTE franchised region, Frontier may apply a $0.04 per minute surcharge to all of such traffic in excess of the 15%. [Initials JG] [Initials BVF] 14 <PAGE> Exhibit C Page 2 of 2 GATEWAY CARRIER SERVICE LATA Gateway Table Northeast Southeast Midwest Southwest West 120 420 234 532 486 638 122 422 254 534 488 648 124 424 256 620 490 650 126 428 320 624 492 652 128 430 322 626 526 654 130 432 324 628 528 666 132 434 325 630 530 668 133 436 326 632 536 670 134 438 330 634 538 672 136 440 332 635 540 674 138 442 334 636 542 676 140 444 336 640 544 720 220 446 338 644 546 721 222 448 340 646 548 722 224 450 342 922 550 724 226 452 344 923 552 726 228 454 346 924 554 728 230 456 348 932 556 730 232 458 350 937 558 732 236 460 352 938 560 734 238 464 354 958 562 736 240 468 356 976 564 738 242 470 358 977 566 740 244 472 360 978 568 832 246 474 362 570 834 248 476 364 656 960 250 477 366 658 963 252 478 368 660 973 426 480 370 664 981 920 482 374 961 921 484 376 980 927 939 462 928 949 466 929 951 520 974 952 521 953 522 956 524 [Initials JG] [Initials BVF] 15 <PAGE> Exhibit C(a) Page 1 of 6 CARRIER DOMESTIC TERMINATION SERVICE F.O.B. F.O.B. F.O.B. F.O.B. F.O.B. Chicago BOSTON Atlanta Dallas Billings Cleveland NEW YORK Tampa Denver Los Angeles Detroit PHILADELPHIA San Francisco Milwaukee ROCHESTER Seattle WASHINGTON MIDWEST NORTHEAST SOUTHEAST SOUTHWEST WEST LATA CITY STATE RPM RPM RPM RPM RPM 120 Portland ME $0.0479 $0.0468 $0.0479 $0.0479 $0.0479 122 Nashua NH $0.0399 $0.0388 $0.0399 $0.0399 $0.0399 124 Burlington VT $0.0609 $0.0501 $0.0509 $0.0509 $0.0509 126 Springfield MA $0.0344 $0.0333 $0.0344 $0.0344 $0.0344 128 Boston MA $0.0343 $0.0324 $0.0343 $0.0343 $0.0343 130 Providence RI $0.0438 $0.0426 $0.0438 $0.0438 $0.0438 132 New York City NY $0.0371 $0.0339 $0.0372 $0.0372 $0.0372 133 Poughkeepsie NY $0.0550 $0.0528 $0.0550 $0.0550 $0.0550 134 Albany NY $0.0428 $0.0427 $0.0429 $0.0429 $0.0429 136 Syracuse NY $0.0423 $0.0420 $0.0427 $0.0427 $0.0427 138 Binghamton NY $0.0469 $0.0467 $0.0472 $0.0472 $0.0472 140 Buffalo NY $0.0392 $0.0389 $0.0396 $0.0396 $0.0396 220 Atlantic City NJ $0.0255 $0.0255 $0.0255 $0.0255 $0.0255 222 Camden NJ $0.0255 $0.0255 $0.0255 $0.0255 $0.0255 224 Newark NJ $0.0255 $0.0255 $0.0255 $0.0255 $0.0255 226 Harrisburg PA $0.0397 $0.0378 $0.0397 $0.0397 $0.0397 228 Philadelphia PA $0.0269 $0.0255 $0.0271 $0.0271 $0.0271 230 Altoona PA $0.0362 $0.0349 $0.0362 $0.0362 $0.0362 232 Scranton PA $0.0363 $0.0346 $0.0363 $0.0363 $0.0363 234 Pittsburgh PA $0.0293 $0.0304 $0.0306 $0.0305 $0.0305 236 Washington DC $0.0260 $0.0255 $0.0255 $0.0255 $0.0255 238 Baltimore MD $0.0255 $0.0255 $0.0255 $0.0255 $0.0255 240 Hagerstown MD $0.0271 $0.0268 $0.0271 $0.0271 $0.0271 242 Salisbury MD $0.0255 $0.0255 $0.0255 $0.0255 $0.0255 244 Roanoke VA $0.0332 $0.0332 $0.0332 $0.0332 $0.0332 246 Fredericksburg VA $0.0300 $0.0296 $0.0300 $0.0300 $0.0300 248 Richmond VA $0.0303 $0.0300 $0.0303 $0.0303 $0.0303 250 Lynchburg VA $0.0320 $0.0320 $0.0320 $0.0320 $0.0320 252 Norfolk VA $0.0298 $0.0296 $0.0298 $0.0298 $0.0298 254 Charleston WV $0.0275 $0.0275 $0.0275 $0.0275 $0.0275 256 Wheeling WV $0.0308 $0.0308 $0.0308 $0.0308 $0.0308 320 Cleveland OH $0.0341 $0.0359 $0.0362 $0.0362 $0.0362 322 Youngstown OH $0.0362 $0.0374 $0.0374 $0.0374 $0.0374 324 Columbus OH $0.0312 $0.0323 $0.0323 $0.0323 $0.0323 325 Akron OH $0.0322 $0.0334 $0.0335 $0.0335 $0.0335 BILLING INCREMENTS: 6 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 16 <PAGE> Exhibit C(a) Page 2 of 6 CARRIER DOMESTIC TERMINATION SERVICE F.O.B. F.O.B. F.O.B. F.O.B. F.O.B. Chicago BOSTON Atlanta Dallas Billings Cleveland NEW YORK Tampa Denver Los Angeles Detroit PHILADELPHIA San Francisco Milwaukee ROCHESTER Seattle WASHINGTON MIDWEST NORTHEAST SOUTHEAST SOUTHWEST WEST LATA CITY STATE RPM RPM RPM RPM RPM 326 Toledo OH $0.0366 $0.0377 $0.0378 $0.0378 $0.0378 328 Dayton OH $0.0332 $0.0340 $0.0341 $0.0341 $0.0341 330 Evansville IN $0.0373 $0.0373 $0.0373 $0.0373 $0.0373 332 South Bend IN $0.0479 $0.0492 $0.0492 $0.0492 $0.0492 334 Fort Wayne IN $0.0535 $0.0535 $0.0535 $0.0535 $0.0535 336 Indianapolis IN $0.0324 $0.0333 $0.0333 $0.0333 $0.0333 338 Vincennes IN $0.0438 $0.0438 $0.0438 $0.0438 $0.0438 340 Detroit MI $0.0255 $0.020 $0.0260 $0.0260 $0.0260 342 Marquette MI $0.0297 $0.0298 $0.0298 $0.0298 $0.0298 344 Saginaw MI $0.0353 $0.0362 $0.0363 $0.0363 $0.03563 346 Lansing MI $0.0282 $0.0292 $0.0292 $0.0292 $0.0292 348 Grand Rapids MI $0.0292 $0.0301 $0.0301 $0.0301 $0.0301 350 Green Bay WI $0.0362 $0.0373 $0.0373 $0.0373 $0.0373 352 Eau Claire WI $0.0438 $0.0438 $0.0438 $0.0438 $0.0438 354 Madison WI $0.0416 $0.0426 $0.0427 $0.0427 $0.0427 356 Milwaukee WI $0.0279 $0.0294 $0.0296 $0.0296 $0.0296 358 Chicago IL $0.0255 $0.0255 $0.0255 $0.0255 $0.0255 360 Rockford IL $0.0301 $0.0303 $0.0303 $0.0303 $0.0303 362 Cairo/Mound Cty IL $0.0467 $0.0467 $0.0467 $0.0467 $0.0467 364 Sterling/Dekalb IL $0.0401 $0.0403 $0.0403 $0.0403 $0.0403 366 Bloomington IL $0.0443 $0.0446 $0.0446 $0.0446 $0.0446 368 Peoria IL $0.0316 $0.0318 $0.0318 $0.0318 $0.0318 370 Champ-Urbana IL $0.0283 $0.0286 $0.0285 $0.0286 $0.0286 374 Springfield IL $0.0276 $0.0276 $0.0276 $0.0276 $0.0276 376 Quincy IL $0.0382 $0.0328 $0.0382 $0.0382 $0.0382 420 Asheville NC $0.0419 $0.0419 $0.0417 $0.0419 $0.0419 422 Charlotte NC $0.0404 $0.0404 $0.0387 $0.0404 $0.0404 424 Greensboro NC $0.0437 $0.0437 $0.0424 $0.0437 $0.0437 426 Raleigh NC $0.0391 $0.0381 $0.0391 $0.0391 $0.0391 428 Wilmington NC $0.0367 $0.0367 $0.0367 $0.0367 $0.0367 430 Greenville SC $0.0344 $0.0344 $0.0338 $0.0344 $0.0344 432 Florence SC $0.0434 $0.0434 $0.0419 $0.0434 $0.0434 434 Columbia SC $0.0373 $0.0373 $0.0354 $0.0373 $0.0373 436 Charleston SC $0.0359 $0.0359 $0.0359 $0.0359 $0.0359 438 Atlanta GA $0.0325 $0.0324 $0.0288 $0.0325 $0.0325 BILLING INCREMENTS: 6 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 16 <PAGE> Exhibit C(a) Page 3 of 6 CARRIER DOMESTIC TERMINATION SERVICE F.O.B. F.O.B. F.O.B. F.O.B. F.O.B. Chicago BOSTON Atlanta Dallas Billings Cleveland NEW YORK Tampa Denver Los Angeles Detroit PHILADELPHIA San Francisco Milwaukee ROCHESTER Seattle WASHINGTON MIDWEST NORTHEAST SOUTHEAST SOUTHWEST WEST LATA CITY STATE RPM RPM RPM RPM RPM 440 Savannah GA $0.0465 $0.0465 $0.0448 $0.0465 $0.0465 442 Augusta GA $0.0307 $0.0307 $0.0301 $0.0307 $0.0307 444 Albany GA $0.0422 $0.0422 $0.0400 $0.0422 $0.0422 446 Macon GA $0.0417 $0.0417 $0.0409 $0.0417 $0.0417 448 Pensacola FL $0.0369 $0.0369 $0.0356 $0.0369 $0.0369 450 Panama City FL $0.0401 $0.0401 $0.0401 $0.0401 $0.0401 452 Jacksonville FL $0.0318 $0.0318 $0.0310 $0.0318 $0.0318 454 Gainesville FL $0.0416 $0.0416 $0.0406 $0.0416 $0.0416 456 Daytona Beach FL $0.0293 $0.0293 $0.0284 $0.0293 $0.0293 458 Orelando FL $0.0374 $0.0374 $0.0364 $0.0374 $0.0374 460 Miami FL $0.0296 $0.0296 $0.0288 $0.0296 $0.0296 462 Louisville KY $0.0367 $0.0372 $0.0372 $0.0372 $0.0372 464 Madisonville KY $0.0366 $0.0366 $0.0349 $0.0366 $0.0366 466 Lexington KY $0.0481 $0.0487 $0.0487 $0.0487 $0.0487 468 Memphis TN $0.0349 $0.0349 $0.0338 $0.0349 $0.0349 470 Nashville TN $0.0378 $0.0378 $0.0360 $0.0378 $0.0378 472 Chattanooga TN $0.0383 $0.0383 $0.0376 $0.0383 $0.0383 474 Knoxville TX $0.0389 $0.0389 $0.0368 $0.0389 $0.0389 476 Birmingham AL $0.0357 $0.0357 $0.0334 $0.0357 $0.0357 477 Huntsville AL $0.0332 $0.0332 $0.0326 $0.0332 $0.0332 478 Montgomery AL $0.0422 $0.0422 $0.0400 $0.0422 $0.0422 480 Mobile AL $0.0369 $0.0369 $0.0357 $0.0369 $0.0369 482 Jackson MS $0.0361 $0.0361 $0.0351 $0.0361 $0.0361 484 Gulfport MS $0.0340 $0.0340 $0.0340 $0.0340 $0.0340 486 Shreveport LA $0.0344 $0.0344 $0.0344 $0.0321 $0.0344 488 Lake Charles LA $0.0367 $0.0367 $0.0367 $0.0367 $0.0367 490 New Orleans LA $0.0330 $0.0330 $0.0330 $0.0325 $0.0330 492 Baton Rouge LA $0.0349 $0.0349 $0.0349 $0.0340 $0.0349 520 St. Louis MO $0.0289 $0.0293 $0.0293 $0.0293 $0.0293 521 Jefferson City MO $0.0657 $0.0659 $0.0659 $0.0659 $0.0659 522 Springfield MO $0.0417 $0.0418 $0.0418 $0.0418 $0.0418 525 Kansas City MO $0.0301 $0.0307 $0.0307 $0.0307 $0.0307 526 Fort Smith AR $0.0335 $0.0335 $0.0335 $0.0335 $0.0335 528 Little Rock AR $0.0401 $0.0401 $0.0401 $0.0401 $0.0401 530 Pine Bluff AR $0.0369 $0.0369 $0.0369 $0.0369 $0.0369 BILLING INCREMENTS: 6 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 17 <PAGE> Exhibit C(a) Page 4 of 6 CARRIER DOMESTIC TERMINATION SERVICE F.O.B. F.O.B. F.O.B. F.O.B. F.O.B. Chicago BOSTON Atlanta Dallas Billings Cleveland NEW YORK Tampa Denver Los Angeles Detroit PHILADELPHIA San Francisco Milwaukee ROCHESTER Seattle WASHINGTON MIDWEST NORTHEAST SOUTHEAST SOUTHWEST WEST LATA CITY STATE RPM RPM RPM RPM RPM 532 Wichita KS $0.0386 $0.0386 $0.0386 $0.0386 $0.0386 534 Topeka KS $0.0441 $0.0446 $0.0446 $0.0446 $0.0446 536 Oklahoma City OK $0.0298 $0.0298 $0.0209 $0.0278 $0.0298 538 Tulsa OK $0.0326 $0.0326 $0.0326 $0.0308 $0.0326 540 El Paso TX $0.0255 $0.0255 $0.0255 $0.0255 $0.0255 542 Midland TX $0.0317 $0.0317 $0.0317 $0.0317 $0.0317 544 Lubbock TX $0.0266 $0.0266 $0.0266 $0.0266 $0.0266 546 Amarillo TX $0.0367 $0.0367 $0.0367 $0.0367 $0.0367 548 Wichita Falls TX $0.0295 $0.0295 $0.0295 $0.0287 $0.0295 550 Abilene TX $0.0297 $0.0297 $0.0297 $0.0296 $0.0297 552 Dallas TX $0.0307 $0.0307 $0.0307 $0.0274 $0.0307 554 Longview TX $0.0356 $0.0356 $0.0356 $0.0348 $0.0356 556 Waco TX $0.0404 $0.0404 $0.0404 $0.0397 $0.0404 558 Austin TX $0.0268 $0.0268 $0.0268 $0.0268 $0.0268 550 Houston TX $0.0292 $0.0292 $0.0292 $0.0275 $0.0292 562 Beaumont TX $0.0285 $0.0285 $0.0285 $0.0285 $0.0285 564 Corpus Christi TX $0.0285 $0.0285 $0.0285 $0.0285 $0.0285 566 San Antonio TX $0.0282 $0.0282 $0.0282 $0.0282 $0.0282 568 Harlingen TX $0.0275 $0.0275 $0.0275 $0.0275 $0.0275 570 Ryan TX $0.0412 $0.0412 $0.0412 $0.0407 $0.0412 620 Rochester MN $0.0389 $0.3096 $0.0396 $0.0396 $0.0396 624 Duluth MN $0.0286 $0.0290 $0.0290 $0.0290 $0.0290 626 St. Cloud MN $0.0374 $0.0377 $0.0377 $0.0377 $0.0377 628 Minneapolis MN $0.0255 $0.0258 $0.0258 $0.0258 $0.0258 630 Sioux City IA $0.0331 $0.0331 $0.0331 $0.0331 $0.0331 632 Des Moines IA $0.0353 $0.0357 $0.0357 $0.0357 $0.0357 634 Davenport IA $0.0309 $0.0312 $0.0312 $0.0312 $0.0312 635 Cedar Rapids IA $0.0304 $0.0307 $0.0307 $0.0307 $0.0307 636 Fargo ND $0.0344 $0.0344 $0.0344 $0.0344 $0.0344 638 Bismarck ND $0.0484 $0.0484 $0.0484 $0.0484 $0.0484 640 Sioux Falls SD $0.0320 $0.0321 $0.0321 $0.0321 $0.0321 644 Omaha NE $0.0256 $0.0260 $0.0260 $0.0260 $0.0260 646 Grand Island NE $0.0436 $0.0436 $0.0436 $0.0436 $0.0436 648 Helena MT $0.0336 $0.0336 $0.0336 $0.0336 $0.0336 650 Billings MT $0.0295 $0.0295 $0.0295 $0.0292 $0.0293 BILLING INCREMENTS: 6 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 19 <PAGE> Exhibit C(a) Page 5 of 6 CARRIER DOMESTIC TERMINATION SERVICE F.O.B. F.O.B. F.O.B. F.O.B. F.O.B. Chicago BOSTON Atlanta Dallas Billings Cleveland NEW YORK Tampa Denver Los Angeles Detroit PHILADELPHIA San Francisco Milwaukee ROCHESTER Seattle WASHINGTON MIDWEST NORTHEAST SOUTHEAST SOUTHWEST WEST LATA CITY STATE RPM RPM RPM RPM RPM 652 Boise ID $0.0298 $0.0298 $0.0298 $0.0298 $0.0298 654 Cheyenne WY $0.0288 $0.0288 $0.0288 $0.0288 $0.0288 656 Denver CO $0.0312 $0.0312 $0.0312 $0.0299 $0.0312 658 Colorado Spgs CO $0.0261 $0.0261 $0.0261 $0.0258 $0.0261 660 Salt Lake City UT $0.0258 $0.0258 $0.0258 $0.0255 $0.0258 664 Albuquerque NM $0.0325 $0.0325 $0.0325 $0.0325 $0.0325 666 Phoenix AZ $0.0271 $0.0271 $0.0271 $0.0271 $0.0265 668 Tucson AZ $0.0255 $0.0255 $0.0255 $0.0255 $0.0255 670 Eugene OR $0.0389 $0.0389 $0.0389 $0.0389 $0.0389 672 Portland OR $0.0356 $0.0356 $0.0356 $0.0356 $0.0348 674 Seattle WA $0.0327 $0.0327 $0.0327 $0.0327 $0.0315 676 Spokane WA $0.030 $0.0320 $0.0320 $0.0320 $0.0320 720 Reno NV $0.0362 $0.0362 $0.0362 $0.0362 $0.0354 721 Las Vegas NV $0.0275 $0.0275 $0.0275 $0.0275 $0.0275 722 San Francisco CA $0.0257 $0.0257 $0.0257 $0.0257 $0.0255 724 Redding/Chico CA $0.0337 $0.0337 $0.0337 $0.0337 $0.0337 726 Sacramento CA $0.0387 $0.3087 $0.0387 $0.0387 $0.0375 728 Fresno CA $0.0282 $0.0282 $0.0282 $0.0282 $0.0274 730 Los Angeles CA $0.0265 $0.0265 $0.0265 $0.0265 $0.0255 732 San Diego CA $0.0256 $0.0256 $0.0256 $0.0256 $0.0255 734 Bakersfield CA $0.0272 $0.0272 $0.0272 $0.0272 $0.0257 736 Monterey/Salin. CA $0.0255 $0.0255 $0.0255 $0.0255 $0.0255 738 Stockton CA $0.0287 $0.0287 $0.0287 $0.0287 $0.0275 740 S. Luis Obispo CA $0.0271 $0.0271 $0.0271 $0.0271 $0.0258 820 Puerto Rico PR $0.0938 $0.0938 $0.0930 $0.0938 $0.0938 822 Virgin Islands USVI $0.0938 $0.0938 $0.0930 $0.0938 $0.0938 832 Alaska AK $0.0938 $0.0938 $0.0938 $0.0938 $0.0935 834 Hawaii HI $0.1124 $0.1124 $0.1124 $0.1124 $0.1124 920 Hartford CT $0.0321 $0.0321 $0.0321 $0.0321 $0.0321 921 Fishers Island NY $0.0957 $0.0954 $0.0957 $0.0957 $0.0957 922 Cincinnati OH $0.0377 $0.0384 $0.0384 $0.0384 $0.0384 923 Lima OH $0.0654 $0.0656 $0.0656 $0.0656 $0.0656 924 Erie PA $0.0463 $0.0475 $0.0475 $0.0475 $0.0475 927 Harrisonburg VA $0.0648 $0.0648 $0.0648 $0.0648 $0.0648 928 Charlottesvl VA $0.0436 $0.0419 $0.0436 $0.0436 $0.0436 BILLING INCREMENTS: 6 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 20 <PAGE> Exhibit C(a) Page 6 of 6 CARRIER DOMESTIC TERMINATION SERVICE F.O.B. F.O.B. F.O.B. F.O.B. F.O.B. Chicago BOSTON Atlanta Dallas Billings Cleveland NEW YORK Tampa Denver Los Angeles Detroit PHILADELPHIA San Francisco Milwaukee ROCHESTER Seattle WASHINGTON MIDWEST NORTHEAST SOUTHEAST SOUTHWEST WEST LATA CITY STATE RPM RPM RPM RPM RPM 929 Edinburg VA $0.0575 $0.0575 $0.0575 $0.0575 $0.0575 930 Eppes Fork NC $0.0957 $0.0957 $0.0957 $0.0957 $0.0957 932 Bluefield WV $0.0559 $0.0559 $0.0559 $0.0559 $0.0559 937 Richmond IN $0.0538 $0.0538 $0.0538 $0.0538 $0.0538 938 Terre Haute IN $0.0522 $0.0522 $0.0522 $0.0522 $0.0522 939 Fort Myers FL $0.0485 $0.0485 $0.0475 $0.0485 $0.0485 949 Fayetteville NC $0.0460 $0.0460 $0.0460 $0.0460 $0.0460 951 Rocky Mount NC $0.0447 $0.0447 $0.0447 $0.0447 $0.0447 952 Tampa FL $0.0293 $0.0293 $0.0272 $0.0293 $0.0293 953 Tallahassee FL $0.0494 $0.0494 $0.0494 $0.0494 $0.0494 955 Dothan AL $0.0957 $0.957 $0.0957 $0.0957 $0.0957 956 Kingsport TN $0.0463 $0.0463 $0.0463 $0.0463 $0.0463 958 Lincoln NE $0.0469 $0.0473 $0.0473 $0.0473 $0.0473 960 Coeur D'Alene ID $0.0724 $0.0724 $0.0724 $0.0724 $0.0724 961 San Angelo TX $0.0428 $0.0428 $0.0428 $0.0428 $0.0428 963 Kalispell MT $0.0957 $0.0957 $0.0957 $0.0957 $0.0957 973 Palm Springs CA $0.0276 $0.0276 $0.0276 $0.0276 $0.0271 974 Rochester NY $0.0386 $0.0376 $0.0393 $0.0393 $0.0393 976 Matoon IL $0.0634 $0.0534 $0.0534 $0.0534 $0.0534 977 Galesburg IL $0.0440 $0.0442 $0.0442 $0.0442 $0.0442 978 Olney IL $0.0448 $0.0448 $0.0448 $0.0448 $0.0448 980 Tsaile AZ $0.0957 $0.0957 $0.0957 $0.0957 $0.0957 981 Monument Valley UT $0.0957 $0.0957 $0.0957 $0.0957 $0.0957 DIRECTORY ASSISTANCE $0.4200 per call BILLING INCREMENTS: 6 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 21 <PAGE> Exhibit C(b) Page 1 of 4 CARRIER TERMINATION INTERNATIONAL SERVICE 93 Afganistan $1.8319 238 Cape Verde $0.6179 355 Albania $0.5000 897 Cayman Islands $0.3723 213 Algeria $0.5143 236 Central Africa $0.9054 684 Amer Somoa $0.6555 235 Chad $1.2696 376 Andorra $0.3399 56 Chile $0.2606 244 Angola $0.4748 86 China Prc $0.5888 891 Anguilla $0.5179 672 Christmas Island $0.4941 672 Antarctica - Casey $0.4941 61 Cocos-Kelling Island $0.1155 672 Antarctica - Scott $0.4941 57 Colombia $0.4286 892 Antigua $0.4179 242 Congo $1.1663 54 Argentina $0.5082 682 Cook Island $1.1449 374 Armenia $0.7688 506 Costa Rica $0.4071 297 Aruba $0.3778 395 Croatia $0.3578 247 Ascension Islands $1.2733 53 Cuba $0.6439 61 Australia $0.1155 357 Cyprus $0.3179 43 Austria $0.2059 42 Czech $0.3433 994 Azerbaijan $1.1429 45 Denmark $0.1616 893 Bahamas $0.1968 246 Diego Garcia $0.7606 973 Bahrain $0.7848 253 Djibouti $0.8000 880 Bangladesh $0.9933 898 Dominica $0.5290 894 Barbados $0.5120 899 Dominican Republic $0.2756 375 Belarus $0.5841 593 Ecuador $0.5561 32 Belgium $0.1570 20 Egypt $0.7804 501 Bolize $0.7991 503 El Salvador $0.4817 229 Benin $0.5804 240 Equatorial Guinea $1.6408 895 Bermuda $0.2298 291 Eritrea $1.2896 975 Bilutan $0.8735 372 Estonia $0.2711 591 Bolivia $0.7060 251 Ethiopia $0.9675 387 Bosnia & Herzegovina $0.5084 298 Faeroe Islands $0.3416 267 Botswana $0.4690 500 Falkland Islands $0.9654 55 Brazil $0.4416 679 Fiji Is $0.9565 896 British Virg Islands $0.3451 358 Finland $0.1768 673 Brunei $0.4816 33 France $0.1468 359 Bulgaria $0.4428 594 French Guiana $0.4679 226 Burkino Faso $0.7178 689 French Polynesia $0.6566 95 Burma/Myanmar $1.2205 241 Gabon $0.9060 257 Burundi $.06790 220 Gambia $0.6253 855 Cambodia $1.0005 995 Georgia $0.7818 237 Cameroon $0.8758 49 Germany $0.1214 34 Canary Island $0.2606 233 Ghana $0.5464 BILLING INCREMENTS: 30 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 22 <PAGE> Exhibit C(b) Page 2 of 4 CARRIER TERMINATION INTERNATIONAL SERVICE 350 Gibraltar $0.4858 961 Lebanan $0.8770 686 Gilbert Island $0.8816 266 Lesotho $0.9013 30 Greece $0.3534 231 Liberia $0.7313 299 Greenland $0.5564 218 Libya $0.4330 900 Grenada $0.5505 41 Liechtenstein $0.1421 590 Guadeloupe $0.4915 370 Lithuania $0.8736 671 Guam $0.1699 352 Luxembourg $0.2054 53 Guantanamo Bay $0.6439 853 Macao $0.5083 502 Guatemala $0.4608 389 Macedonia $0.5785 224 Guinea $0.7054 261 Madagascar $0.7908 245 Guinea Bissau $0.7183 265 Malawi $0.5938 592 Guyana $0.8469 60 Malaysia $0.3169 509 Haiti $0.6309 960 Maldives $1.0811 504 Honduras $0.5516 223 Mali Republic $1.2560 852 Hong Kong, Chia $0.2793 356 Malta $0.2910 36 Hungary $0.2618 692 Marshal Islands $0.5326 354 Iceland $0.2578 596 Martinique $0.3250 91 India $0.7580 222 Mauritania $0.5054 62 Indonesia $0.5736 230 Mauritius $0.6586 871 Inmarsat (AOR) $7.6865 269 Mayotte (Comoros) $1.2490 873 Inmarsat (IOR) $6.8929 691 Micronesia $0.7955 872 Inmarsat (POR) $7.5191 373 Moldava $0.5829 874 Inmarsat (WAT) $6.8929 377 Monaco $0.2053 98 Iran $0.9080 976 Mongolia $1.4199 964 Iraq $1.3884 902 Montserrat $0.6353 353 Ireland $0.1575 212 Morocco $0.5080 972 Israel $0.2055 258 Mozambique $0.7160 39 Italy $0.1893 264 Namibia $0.5480 225 Ivory Coast (Cote D'Ivoire) $0.9018 674 Nauru $1.0554 901 Jamaica $0.5231 977 Nepal $0.8415 81 Japan $0.2556 599 Netherland Antilles $0.2905 962 Jordan $0.9413 31 Netherlands $0.1320 7 Kazakhstan $0.6804 903 Nevis $0.5833 254 Kenya $0.6828 687 New Caledonia $0.7244 686 Kiribati $0.8816 64 New Zealand $0.1416 850 Korea (North) $0.9941 505 Nicaragua $0.4741 82 Korea (South) $0.3972 227 Niger Republic $0.9425 965 Kuwait $0.8245 234 Nigeria $0.6919 996 Kyrgyzstan $0.9691 683 Niue Island $2.5093 856 Laos $0.9229 672 Norfolk Island $0.4941 371 Latvia $0.4123 47 Norway $0.1274 BILLING INCREMENTS: 30 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 23 <PAGE> Exhibit C(b) Page 3 of 4 CARRIER TERMINATION INTERNATIONAL SERVICE 968 Oman $0.8653 268 Swaziland $0.4713 92 Pakistan $0.9633 46 Sweden $0.1173 680 Papau Republic $1.0859 41 Switzerland $0.1421 507 Panama $0.5888 963 Syria $0.9428 675 Papua New Guinea $0.6191 886 Taiwan $0.4186 595 Paraguay $0.9020 992 Tajikstan $0.7616 51 Peru $0.5806 255 Tanzania $1.1003 63 Philippines $0.3882 66 Thailand $0.6050 48 Poland $0.3160 228 Togo $0.9433 351 Portugal $0.3054 676 Tonga $1.0128 974 Qatar $0.9111 907 Trinidad/Tobago $0.5893 262 Reunion Island $0.7581 216 Tunisia $0.5500 40 Romania $0.4435 90 Turkey $0.4110 7 Russia $0.5024 993 Turkmnistan $0.9916 250 Rwanda $0.7376 908 Turks/Caicos Islands $0.4929 670 Saipan $0.4066 688 Tuvalu $0.8691 378 San Marino $0.5874 256 Uganda $0.5973 239 Sao Tome $1.1360 380 Ukraine $0.4193 966 Saudi Arabia $0.7651 971 United Arab Emirates $0.5085 221 Senegal $1.2304 44 United Kingdom $0.0913 248 Seychelles Island $1,5034 598 Uruguay $0.7304 232 Siera Leone $0.8639 998 Uzbekistan $0.8516 65 Singapore $0.3592 678 Vanuatu/New Hebridi $0.7796 42 Slovak $0.3433 379 Vatican City $0.4546 386 Slovenia $0.2320 58 Venezuela $0.3664 677 Solomon Island(s) $0.9304 84 Vietnam $0.9951 252 Somalia $1.4921 681 Wallis/Futuna $0.3379 27 South Africa $0.4554 685 Western Samoa $0.7066 34 Spain $0.2606 967 Yemen $0.7466 94 Sri Lanka $0.9073 381 Yugoslavia/Serbia $0.4864 290 St. Helena $0.9429 243 Zaire $0.6541 904 St. Kitts $0.4929 260 Zambia $0.7804 905 St. Lucia $0.5533 259 Zanzibar $1.1680 508 St. Pierre $0.5533 263 Zimbabwe $0.6000 906 St. Vincent $0.6019 249 Sudan $0.9076 597 Suriname $1.1870 BILLING INCREMENTS: 30 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 24 <PAGE> Exhibit C(b) Page 4 of 4 CARRIER TERMINATION INTERNATIONAL SERVICE 521 MEXICO 1 $0.2026 $0.1493 522 MEXICO 2 $0.2376 $0.1851 523 MEXICO 3 $0.3358 $0.2295 524 MEXICO 4 $0.3786 $0.2771 525 MEXICO 5 $0.4051 $0.3112 526 MEXICO 6 $0.3614 $0.3517 527 MEXICO 7 $0.3614 $0.3517 528 MEXICO 8 $0.3614 $0.3517 204 Manitoba $0.0955 250 British Columbia $0.0825 306 Saskatchewan $0.1095 403 Alberta $0.0995 416 Ontario $0.0695 418 Quebec $0.0895 506 New Brunswick $0.1075 514 Quebec $0.0695 519 Ontario $0.0695 604 British Columbia $0.0795 613 Ontario $0.0695 705 Ontario $0.0855 709 Newfoundland $0.1055 807 Ontario $0.1055 819 Quebec $0.0895 902 Nova Scotia/Prnc Edw Isl $0.0995 905 Ontario $0.0695 BILLING INCREMENTS: 30 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 25 <PAGE> Exhibit C(c) Page 1 of 6 CARRIER DOMESTIC TERMINATION SERVICE F.O.B. F.O.B. F.O.B. F.O.B. F.O.B. Chicago BOSTON Atlanta Dallas Billings Cleveland NEW YORK Tampa Denver Los Angeles Detroit PHILADELPHIA San Francisco Milwaukee ROCHESTER Seattle WASHINGTON MIDWEST NORTHEAST SOUTHEAST SOUTHWEST WEST LATA CITY STATE RPM RPM RPM RPM RPM 120 Portland ME $0.0650 $0.0639 $0.0650 $0.0650 $0.0650 122 Nashua NH $0.0576 $0.0565 $0.0675 $0.0576 $0.0576 124 Burlington VT $0.0645 $0.0637 $0.0645 $0.0645 $0.0645 126 Springfield MA $0.0544 $0.0532 $0.0544 $0.0544 $0.0544 128 Boston MA $0.0545 $0.0525 $0.0545 $0.0545 $0.0545 130 Providence RI $0.0550 $0.0538 $0.0550 $0.0550 $0.0550 132 New York City NY $0.0440 $0.0408 $0.0441 $0.0441 $0.0441 133 Poughkeepsie NY $0.0588 $0.0566 $0.0588 $0.0588 $0.0588 134 Albany NY $0.0558 $0.0556 $0.0559 $0.0559 $0.0559 136 Syracuse NY $0.0549 $0.0546 $0.0553 $0.0553 $0.0553 138 Binghamton NY $0.0558 $0.0556 $0.0561 $0.0561 $0.0561 140 Buffalo NY $0.0549 $0.0546 $0.0553 $0.0553 $0.0553 220 Atlantic City NJ $0.0348 $0.0347 $0.0348 $0.0348 $0.0348 222 Camden NJ $0.0348 $0.0329 $0.0348 $0.0348 $0.0348 224 Newark NJ $0.0360 $0.0338 $0.0360 $0.0360 $0.0360 226 Harrisburg PA $0.0495 $0.0476 $0.0495 $0.0495 $0.0495 228 Harrisburg PA $0.0495 $0.0476 $0.0495 $0.0495 $0.0495 228 Philadelphia PA $0.0380 $0.0353 $0.0383 $0.0383 $0.0383 230 Altoona PA $0.0430 $0.0417 $0.0430 $0.0430 $0.0430 232 Scranton PA $0.0456 $0.0439 $0.0456 $0.0456 $0.0456 234 Pittsburgh PA $0.0391 $0.0402 $0.0403 $0.0403 $0.0403 236 Washington DC $0.0373 $0.0347 $0.0372 $0.0374 $0.0374 238 Baltimore MD $0.0371 $0.0354 $0.0371 $0.0371 $0.0371 240 Hagerstown MD $0.0400 $0.0397 $0.0400 $0.0400 $0.0400 242 Salisbury MD $0.0368 $0.0364 $0.0368 $0.0368 $0.0368 244 Roanoke VA $0.0414 $0.0414 $0.0414 $0.0414 $0.0414 246 Fredericksburg VA $0.0388 $0.0384 $0.0388 $0.0388 $0.0388 248 Richmond VA $0.0391 $0.0388 $0.0391 $0.0391 $0.0391 250 Lynchburg VA $0.0393 $0.0393 $0.0393 $0.0393 $0.0393 252 Norfolk VA $0.0388 $0.0385 $0.0388 $0.0388 $0.0388 254 Charleston WV $0.0396 $0.0396 $0.0396 $0.0396 $0.0396 256 Wheeling WV $0.0403 $0.0403 $0.0403 $0.0403 $0.0403 320 Cleveland OH $0.0429 $0.0447 $0.0450 $0.0450 $0.0450 322 Youngstown OH $0.0424 $0.0435 $0.0436 $0.0436 $0.0436 324 Columbus OH $0.0427 $0.0438 $0.0439 $0.0439 $0.0439 BILLING INCREMENTS: DOMESTIC & DOMESTIC OFF-SHORE = 6 SECOND INITIAL/6 SECOND INCREMENTS CANADA = 30 SECOND INITIAL/6 SECOND INCREMENTS. [Initials JG] [Initials BVF] 26 <PAGE> Exhibit C(c) Page 2 of 6 CARRIER TOLL FREE TRANSPORT SERVICE F.O.B. F.O.B. F.O.B. F.O.B. F.O.B. Chicago BOSTON Atlanta Dallas Billings Cleveland NEW YORK Tampa Denver Los Angeles Detroit PHILADELPHIA San Francisco Milwaukee ROCHESTER Seattle WASHINGTON MIDWEST NORTHEAST SOUTHEAST SOUTHWEST WEST LATA CITY STATE RPM RPM RPM RPM RPM 325 Akron OH $0.0435 $0.0447 $0.0448 $0.0448 $0.0448 326 Toledo OH $0.0444 $0.0455 $0.0456 $0.0456 $0.0456 328 Dayton OH $0.0422 $0.0431 $0.0431 $0.0431 $0.0431 330 Evansville IN $0.0430 $0.0430 $0.0430 $0.0430 $0.0430 332 South Bend IN $0.0475 $0.0488 $0.0488 $0.0488 $0.0488 334 Fort Wayne IN $0.0529 $0.0529 $0.0529 $0.0529 $0.0529 336 Indianapolis IN $0.0435 $0.0445 $0.0445 $0.0445 $0.0445 338 Vincennes IN $0.0448 $0.0448 $0.0448 $0.0448 $0.0448 340 Detroit MI $0.0411 $0.0421 $0.0421 $0.0421 $0.0421 342 Marquette MI $0.0440 $0.0440 $0.0440 $0.0440 $0.0440 344 Saginaw MI $0.0456 $0.0466 $0.0466 $0.0466 $0.0466 346 Lansing MI $0.0474 $0.0484 $0.0484 $0.0484 $0.0484 348 Grand Rapids MI $0.0436 $0.0445 $0.0445 $0.0445 $0.0445 350 Green Bay WI $0.0505 $0.0516 $0.0516 $0.0516 $0.0516 352 Eau Claire WI $0.0556 $0.0556 $0.0556 $0.0556 $0.0556 354 Madison WI $0.0503 $0.0513 $0.0514 $0.0514 $0.0514 356 Milwaukee WI $0.0423 $0.0438 $0.0440 $0.0440 $0.0440 358 Chicago IL $0.0273 $0.0293 $0.0293 $0.0293 $0.0293 360 Rockford IL $0.0350 $0.0353 $0.0353 $0.0353 $0.0353 362 Cairo/Mound Cty IL $0.0540 $0.0540 $0.0540 $0.0540 $0.0540 364 Sterling/Dekalb IL $0.0454 $0.0456 $0.0456 $0.0456 $0.0456 366 Bloomington IL $0.0555 $0.0558 $0.0558 $0.0558 $0.0558 368 Peoria IL $0.0374 $0.0376 $0.0376 $0.0376 $0.0376 370 Champ-Urbana IL $0.0341 $0.0344 $0.0344 $0.0344 $0.0344 374 Springfield IL $0.0374 $0.0374 $0.0374 $0.0374 $0.0374 376 Quincy IL $0.0453 $0.0453 $0.0453 $0.0453 $0.0453 420 Asheville NC $0.0461 $0.0461 $0.0459 $0.0461 $0.0461 422 Charlotte NC $0.0534 $0.0534 $0.0516 $0.0534 $0.0534 424 Greensboro NC $0.0570 $0.0570 $0.0557 $0.0570 $0.0570 426 Raleigh NC $0.0485 $0.0476 $0.0485 $0.0485 $0.0485 428 Wilmington NC $0.0469 $0.0469 $0.0469 $0.0469 $0.0469 430 Greenville SC $0.0435 $0.0435 $0.0428 $0.0435 $0.0435 432 Florence SC $0.0481 $0.0481 $0.0466 $0.0481 $0.0481 434 Columbia SC $0.0436 $0.0436 $0.0417 $0.0436 $0.0436 BILLING INCREMENTS: DOMESTIC & DOMESTIC OFF-SHORE = 6 SECOND INITIAL/6 SECOND INCREMENTS CANADA = 30 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 27 <PAGE> Exhibit C(c) Page 3 of 6 CARRIER TOLL FREE TRANSPORT SERVICE F.O.B. F.O.B. F.O.B. F.O.B. F.O.B. Chicago BOSTON Atlanta Dallas Billings Cleveland NEW YORK Tampa Denver Los Angeles Detroit PHILADELPHIA San Francisco Milwaukee ROCHESTER Seattle WASHINGTON MIDWEST NORTHEAST SOUTHEAST SOUTHWEST WEST LATA CITY STATE RPM RPM RPM RPM RPM 436 Charleston SC $0.0430 $0.0430 $0.0430 $0.0430 $0.0430 438 Atlanta GA $0.0428 $0.0427 $0.0391 $0.0428 $0.0428 440 Savannah GA $0.0524 $0.0524 $0.0506 $0.0524 $0.0524 442 Augusta GA $0.0418 $0.0418 $0.0412 $0.0418 $0.0418 444 Albany GA $0.0434 $0.0434 $0.0412 $0.0434 $0.0434 446 Macon GA $0.0444 $0.0444 $0.0436 $0.0444 $0.0444 448 Pensacola FL $0.0431 $0.0431 $0.0418 $0.0431 $0.0431 450 Panama City FL $0.0459 $0.0459 $0.0459 $0.0459 $0.0459 452 Jacksonville FL $0.0484 $0.0484 $0.0476 $0.0484 $0.0484 454 Gainesville FL $0.0461 $0.0461 $0.0452 $0.0461 $0.0461 456 Daytona Beach FL $0.0409 $0.0409 $0.0400 $0.0409 $0.0409 458 Orlando FL $0.0443 $0.0443 $0.0423 $0.0443 $0.0443 460 Miami FL $0.0411 $0.0411 $0.0404 $0.0411 $0.0411 462 Louisville KY $0.0463 $0.0469 $0.0469 $0.0469 $0.0469 464 Madisonville KY $0.0453 $0.0453 $0.0436 $0.0453 $0.0453 466 Lexington KY $0.0494 $0.0500 $0.0500 $0.0500 $0.0500 468 Memphis TN $0.0454 $0.0454 $0.0443 $0.0454 $0.0454 470 Nashville TN $0.0465 $0.0465 $0.0447 $0.0465 $0.0465 472 Chattanooga TN $0.0480 $0.0480 $0.0473 $0.0480 $0.0480 474 Knoxville TN $0.0489 $0.0489 $0.0467 $0.0489 $0.0489 476 Birmingham AL $0.0435 $0.0435 $0.0412 $0.0435 $0.0435 477 Huntsville AL $0.0431 $0.0431 $0.0426 $0.0431 $0.0431 478 Montgomery AL $0.0475 $0.0475 $0.0453 $0.0475 $0.0475 480 Mobile AL $0.0534 $0.0534 $0.0521 $0.0534 $0.0534 482 Jackson MS $0.0473 $0.0473 $0.0462 $0.0473 $0.0473 484 Gulfport MS $0.0451 $0.0451 $0.0451 $0.0451 $0.0451 486 Shreveport LA $0.0444 $0.0444 $0.0444 $0.0420 $0.0444 488 Lake Charles LA $0.0455 $0.0455 $0.0455 $0.0455 $0.0455 490 New Orleans LA $0.0439 $0.0439 $0.0439 $0.0434 $0.0439 492 Baton Rouge LA $0.0451 $0.0451 $0.0451 $0.0442 $0.0451 520 St. Louis MO $0.0344 $0.0349 $0.0349 $0.0349 $0.0349 521 Jefferson City MO $0.0590 $0.0591 $0.0591 $0.0591 $0.0591 522 Springfield MO $0.0413 $0.0414 $0.0414 $0.0414 $0.0414 524 Kansas City MO $0.0342 $0.0349 $0.0349 $0.0349 $0.0349 BILLING INCREMENTS: DOMESTIC & DOMESTIC OFF-SHORE = 6 SECOND INITIAL/6 SECOND INCREMENTS CANADA = 30 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 28 <PAGE> Exhibit C(c) Page 4 of 6 CARRIER TOLL FREE TRANSPORT SERVICE F.O.B. F.O.B. F.O.B. F.O.B. F.O.B. Chicago BOSTON Atlanta Dallas Billings Cleveland NEW YORK Tampa Denver Los Angeles Detroit PHILADELPHIA San Francisco Milwaukee ROCHESTER Seattle WASHINGTON MIDWEST NORTHEAST SOUTHEAST SOUTHWEST WEST LATA CITY STATE RPM RPM RPM RPM RPM 526 Fort Smith AR $0.0383 $0.0383 $0.0383 $0.0383 $0.0383 528 Little Rock AR $0.0568 $0.0568 $0.0568 $0.0568 $0.0568 530 Pine Bluff AR $0.0404 $0.0404 $0.0404 $0.0404 $0.0404 532 Wichita KS $0.0365 $0.0365 $0.0365 $0.0365 $0.0365 534 Topeka KS $0.0374 $0.0379 $0.0379 $0.0379 $0.0379 536 Oklahoma City OK $0.0374 $0.0374 $0.0374 $0.0354 $0.0374 538 Tulsa OK $0.0429 $0.0429 $0.0429 $0.0411 $0.0429 540 El Paso TX $0.0313 $0.0313 $0.0313 $0.0313 $0.0313 542 Midland TX $0.0358 $0.0358 $0.0358 $0.0358 $0.0358 544 Lubbock TX $0.0345 $0.0345 $0.0345 $0.0345 $0.0345 546 Amarillo TX $0.0383 $0.0383 $0.0383 $0.0383 $0.0383 548 Wichita Falls TX $0.0325 $0.0325 $0.0325 $0.0318 $0.0325 550 Abilene TX $0.0325 $0.0325 $0.0325 $0.0324 $0.0325 552 Dallas TX $0.0374 $0.0374 $0.0374 $0.0340 $0.0374 554 Longview TX $0.0423 $0.0423 $0.0423 $0.0415 $0.0423 556 Waco TX $0.0436 $0.0436 $0.0436 $0.0429 $0.0436 558 Austin TX $0.0331 $0.0331 $0.0331 $0.0331 $0.0331 560 Houston TX $0.0383 $0.0383 $0.0383 $0.0365 $0.0383 562 Beaumont TX $0.0329 $0.0329 $0.0329 $0.0329 $0.0329 564 Corpus Christi TX $0.0346 $0.0346 $0.0346 $0.0346 $0.0346 566 San Antonio TX $0.0341 $0.0341 $0.0341 $0.0341 $0.0341 568 Harlingen TX $0.0333 $0.0333 $0.0333 $0.0333 $0.0333 570 Bryan TX $0.0481 $0.0481 $0.0481 $0.0477 $0.0481 620 Rochester MN $0.0446 $0.0453 $0.0453 $0.0453 $0.0453 626 St. Cloud MN $0.0430 $0.0433 $0.0433 $0.0433 $0.0433 628 Minneapolis MN $0.0348 $0.0353 $0.0353 $0.0353 $0.0353 630 Sioux City IA $0.0570 $0.0570 $0.0570 $0.0570 $0.0570 632 Des Moines IA $0.0568 $0.0572 $0.0572 $0.0572 $0.0572 634 Davenport IA $0.0510 $0.0513 $0.0513 $0.0513 $0.0513 635 Cedar Rapids IA $0.0572 $0.0575 $0.0575 $0.0575 $0.0575 636 Fargo ND $0.0420 $0.0420 $0.0420 $0.0420 $0.0420 638 Bismarck ND $0.0694 $0.0694 $0.0694 $0.0694 $0.0694 640 Sioux Falls SD $0.0422 $0.0423 $0.0423 $0.0423 $0.0423 BILLING INCREMENTS: DOMESTIC & DOMESTIC OFF-SHORE = 6 SECOND INITIAL/6 SECOND INCREMENTS CANADA = 30 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 29 <PAGE> Exhibit C(c) Page 5 of 6 CARRIER TOLL FREE TRANSPORT SERVICE F.O.B. F.O.B. F.O.B. F.O.B. F.O.B. Chicago BOSTON Atlanta Dallas Billings Cleveland NEW YORK Tampa Denver Los Angeles Detroit PHILADELPHIA San Francisco Milwaukee ROCHESTER Seattle WASHINGTON MIDWEST NORTHEAST SOUTHEAST SOUTHWEST WEST LATA CITY STATE RPM RPM RPM RPM RPM 644 Omaha NE $0.0405 $0.0409 $0.0409 $0.0409 $0.0409 646 Grand Island NE $0.0496 $0.0496 $0.0496 $0.0496 $0.0496 648 Helena MT $0.0426 $0.0426 $0.0426 $0.0426 $0.0426 650 Billings MT $0.0396 $0.0396 $0.0396 $0.0349 $0.0394 652 Boise ID $0.0410 $0.0410 $0.0410 $0.0410 $0.0410 654 Cheyenne WY $0.0399 $0.0399 $0.0399 $0.0399 $0.0399 656 Denver CO $0.0356 $0.0356 $0.0356 $0.0343 $0.0356 658 Colorado Spgs CO $0.0369 $0.0369 $0.0369 $0.0366 $0.0369 670 Eugene OR $0.0399 $0.0399 $0.0399 $0.0399 $0.0399 672 Portland OR $0.0416 $0.0416 $0.0416 $0.0416 $0.0409 674 Seattle WA $0.0424 $0.0424 $0.0424 $0.0424 $0.0412 676 Spokane WA $0.0409 $0.0409 $0.0409 $0.0409 $0.0409 720 Reno NV $0.0455 $0.0455 $0.0455 $0.0455 $0.0447 721 Las Vegas NV $0.0303 $0.0303 $0.0303 $0.0303 $0.0303 722 San Francisco CA $0.0270 $0.0270 $0.0270 $0.0270 $0.0270 724 Redding/Chico CA $0.0375 $0.0375 $0.0375 $0.0375 $0.0375 726 Sacramento CA $0.0306 $0.0306 $0.0306 $0.0306 $0.0294 728 Fresno CA $0.0301 $0.0301 $0.0301 $0.0301 $0.0293 730 Los Angeles CA $0.0306 $0.0306 $0.0306 $0.0306 $0.0282 732 San Diego CA $0.0260 $0.0260 $0.0260 $0.0260 $0.0260 734 Bakersfield CA $0.0270 $0.0270 $0.0270 $0.0270 $0.0255 736 Monterey/Salin. CA $0.0260 $0.0260 $0.0260 $0.0260 $0.0260 738 Stockton CA $0.0284 $0.0284 $0.0284 $0.0284 $0.0272 740 S. Luis Obispo CA $0.0373 $0.0373 $0.0373 $0.0373 $0.0360 920 Hartford CT $0.0436 $0.0436 $0.0436 $0.0436 $0.0436 921 Fishers Island NY $0.0971 $0.0968 $0.0971 $0.0971 $0.0971 922 Cincinnati OH $0.0443 $0.0450 $0.0450 $0.0450 $0.0450 923 Lima OH $0.0539 $0.0541 $0.0541 $0.0541 $0.0541 924 Erie PA $0.0477 $0.0489 $0.0490 $0.0490 $0.0490 BILLING INCREMENTS: DOMESTIC & DOMESTIC OFF-SHORE = 6 SECOND INITIAL/6 SECOND INCREMENTS CANADA - 30 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 30 <PAGE> Exhibit C(c) Page 6 of 6 CARRIER TOLL FREE TRANSPORT SERVICE F.O.B. F.O.B. F.O.B. F.O.B. F.O.B. Chicago BOSTON Atlanta Dallas Billings Cleveland NEW YORK Tampa Denver Los Angeles Detroit PHILADELPHIA San Francisco Milwaukee ROCHESTER Seattle WASHINGTON MIDWEST NORTHEAST SOUTHEAST SOUTHWEST WEST LATA CITY STATE RPM RPM RPM RPM RPM 927 Harrisonburg VA $0.0439 $0.0439 $0.0439 $0.0439 $0.0439 928 Charlottsvl VA $0.0416 $0.0400 $0.0416 $0.0416 $0.0416 929 Edinburg VA $0.0618 $0.0618 $0.0618 $0.0618 $0.0618 930 Eppes Fork NC $0.0971 $0.0971 $0.0971 $0.0971 $0.0971 923 Bluefield WV $0.0605 $0.0605 $0.0604 $0.0605 $0.0605 937 Richmond IN $0.0526 $0.0526 $0.0526 $0.0526 $0.0526 938 Terre Haute IN $0.0533 $0.0533 $0.0533 $0.0563 $0.0533 939 Fort Myers FL $0.0451 $0.0451 $0.0441 $0.0451 $0.0451 949 Fayetteville NC $0.0453 $0.0453 $0.0453 $0.0453 $0.0453 951 Rocky Mount NC $0.0428 $0.0428 $0.0428 $0.0428 $0.0428 952 Tampa FL $0.0406 $0.0406 $0.0385 $0.0406 $0.0406 953 Tallahassee FL $0.0463 $0.0463 $0.0463 $0.0463 $0.0463 955 Nathan AL $0.0971 $0.0971 $0.0971 $0.0971 $0.0971 956 Kingsport TN $0.0421 $0.0421 $0.0421 $0.0421 $0.0421 958 Lincoln NE $0.0472 $0.0476 $0.0476 $0.0476 $0.0476 960 Coeur D'Alene ID $0.0743 $0.0743 $0.0743 $0.0743 $0.0743 961 San Angelo TX $0.0490 $0.0490 $0.0490 $0.0490 $0.0490 963 Lalispell MT $0.0971 $0.0971 $0.0971 $0.0971 $0.0971 973 Palm Springs CA $0.0408 $0.0408 $0.0408 $0.0408 $0.0403 974 Rochester NY $0.0419 $0.0409 $0.0426 $0.0426 $0.0426 976 Matoon IL $0.0568 $0.0568 $0.0568 $0.0568 $0.0568 977 Galesburg IL $0.0497 $0.0499 $0.0499 $0.0499 $0.0499 978 Olney IL $0.0539 $0.0539 $0.0539 $0.0539 $0.0539 980 Tsaile AZ $0.0971 $0.0971 $0.0971 $0.0971 $0.0971 981 Monument Valley UT $0.0971 $0.0971 $0.0971 $0.0971 $0.0971 OFF-SHORE Alaska Origination $0.1945 Hawaii Origination $0.1195 PR/USVI Origination $0.1395 CANADA Origination $0.1995 NOTE: [1] Frontier bills the Carrier for all calls completed to their switch, regardless if the call is completed to the called party. BILLING INCREMENTS: DOMESTIC & DOMESTIC OFF-SHORE = 6 SECOND INITIAL/6 SECOND INCREMENTS CANADA = 30 SECOND INITIAL/6 SECOND INCREMENTS [Initials JG] [Initials BVF] 31 <PAGE> Exhibit D Page 1 of 5 NETWORK INTERCONNECTION SCHEDULE FRONTIER POINTS OF PRESENCE POP SWC GATEWAY NOS LATA ST CITY NPA SWITCH CARRIER SRV DEDICATED* NXX 476 AL Birmingham 205-251 Atlanta $100 $195 478 AL Montgomery 205-269 Atlanta $100 $195 480 AL Mobile 205-433 Atlanta $200 $295 528 AR Little Rock 501-320 Dallas $350 $445 530 AR Pinebluff 501-534 Dallas $350 $445 666 AZ Phoenix 602-279 Los Angeles $400 $495 668 AZ Tucson 602-792 Los Angeles $550 $645 722 CA SAN FRANCISCO 415-227 San Francisco $0 $95 722 CA Oakland 510-839 San Francisco $0 $95 722 CA San Jose 408-971 San Francisco $0 $95 726 CA Sacramento 916-442 San Francisco $0 $95 728 CA Fresno 209-237 San Francisco $100 $195 730 CA LOS ANGELES 213-629 Los Angeles $0 $95 730 CA Ontario 909-462 Los Angeles $0 $95 730 CA Compton 310-604 Los Angeles $0 $95 730 CA El Segundo 310-414 Los Angeles $0 $95 730 CA Garden Grove 714-740 Los Angeles $0 $95 730 CA Santa Barbara 714-540 Los Angeles $0 $95 730 CA Sherman Oaks 818-788 Los Angeles $0 $95 730 CA West LA 310-270 Los Angeles $0 $95 730 CA Anaheim 714-491 Los Angeles $100 $195 732 CA San Diego 619-560 Los Angeles $0 $95 734 CA Bakersfield 805-327 Los Angeles $0 $95 736 CA Salinas 408-422 San Francisco $0 $95 738 CA Stockton 209-461 San Francisco $0 $95 740 CA San L. Obispo 805-438 Los Angeles $0 $95 973 CA Palm Springs 619-320 Los Angeles $0 $95 656 CO DENVER 303-860 Denver $0 $95 920 CT Stamford 203-358 New York $50 $145 236 DC D.C. 202-429 D.C. $0 $95 448 FL Pensacola 904-310 Atlanta $350 $445 452 FL Jacksonville 904-355 Tampa $150 $245 454 FL Gainsville 904-377 Tampa $50 $145 456 FL Daytona Beach 904-258 Tampa $50 $145 458 FL Orlando 407-849 Tampa $50 $145 460 FL Miami 305-530 Tampa $150 $245 460 FL W Palm B 407-355 Tampa $150 $245 460 FL Ft Lauderdale 305-316 Tampa $150 $245 *NOS DEDICATED RATES INCLUDE APPLICABLE BACK-HAUL AND NETWORK INTERCONNECTION CHARGES. [Initials JG] [Initials BVF] 32 <PAGE> Exhibit D Page 2 of 5 NETWORK INTERCONNECTION SCHEDULE FRONTIER POINTS OF PRESENCE POP SWC GATEWAY NOS LATA ST CITY NPA SWITCH CARRIER SRV DEDICATED* NXX 939 FL Ft Myer 813-275 Tampa $100 $195 952 FL TAMPA 813-273 Tampa $0 $95 438 GA ATLANTA 404-525 Atlanta $0 $95 440 GA Savannah 912-234 Atlanta $200 $295 444 GA Albany 912-439 Atlanta $100 $195 632 IA Des Moines 515-235 Kansas City $100 $195 634 IA Davenport 319-322 Kansas City $250 $345 635 IA Cedar Rapids 319-294 Kansas City $200 $295 652 ID Boise 208-336 Seattle $450 $545 358 IL CHICAGO 312-782 Chicago $0 $95 360 IL Rockford 815-962 Chicago $0 $95 366 IL Bloomington 309-828 Chicago $0 $95 368 IL Peoria 309-676 Chicago $50 $145 370 IL Champaign 217-351 Chicago $0 $95 332 IN South Bend 219-234 Chicago $0 $95 334 IN Fort Wayne 219-482 Chicago $50 $145 336 IN Indianapolis 317-637 Chicago $100 $195 338 IN Bloomington 812-332 Chicago $150 $245 532 KS Wichita 316-261 Kansas City $150 $245 534 KS Topeka 913-224 Kansas City $0 $95 462 KY Louisville 502-561 Cleveland $450 $545 464 KY Bowling Green 502-529 Atlanta $250 $345 466 KY Lexington 606-252 Cleveland $400 $495 486 LA Shreveport 318-425 Dallas $250 $345 488 LA Lafayette 318-231 Dallas $250 $345 490 LA New Orleans 504-528 Dallas $600 $695 126 MA Springfield 413-737 Boston $0 $95 128 MA BOSTON 617-423 Boston $0 $95 238 MD Baltimore 410-752 D.C. $50 $145 240 MD Frederick 301-662 D.C. $100 $195 242 MD Salisbury 816-388 D.C. $150 $245 120 ME Portland 207-552 Boston $0 $95 340 MI DETROIT-S'FIELD 810-799 Detroit $0 $95 340 MI Annabor 313-761 Detroit $0 $95 340 MI Detroit 313-259 Detroit $0 $95 340 MI Flint 810-232 Detroit $0 $95 340 MI Pontiac 810-332 Detroit $0 $95 340 MI Troy 810-362 Detroit $0 $95 *NOS DEDICATED RATES INCLUDE APPLICABLE BACK-HAUL AND NETWORK INTERCONNECTION CHARGES. [Initials JG] [Initials BVF] 33 <PAGE> Exhibit D Page 3 of 5 NETWORK INTERCONNECTION SCHEDULE FRONTIER POINTS OF PRESENCE POP SWC GATEWAY NOS LATA ST CITY NPA SWITCH CARRIER SRV DEDICATED* NXX 344 MI Bay City 517-667 Detroit $0 $95 344 MI Saginaw 517-771 Detroit $0 $95 344 MI Midland 517-839 Detroit $0 $95 346 MI Lansing 517-482 Detroit $0 $95 346 MI Jackson 517-787 Detroit $0 $95 348 MI Battle Creek 616-962 Detroit $0 $95 348 MI Kalamazoo 616-342 Detroit $50 $95 348 MI Grand Rapids 616-235 Detroit $100 $195 620 MN Rochester 507-289 Milwaukee $200 $295 624 MN Duluth 218-722 Milwaukee $350 $445 626 MN St Cloud 612-251 Milwaukee $400 $495 628 MN Minneapolis 612-330 Milwaukee $300 $395 520 MO St. Louis 341-231 Kansas City $250 $345 524 MO KANSAS CITY 816-221 Kansas City $0 $95 482 MS Jackson 601-259 Atlanta $450 $545 648 MT Helena 406-442 Billings $150 $245 648 MT Missoula 406-542 Billings $0 $95 650 MT BILLINGS 406-252 Billings $0 $95 422 NC Charlotte 704-333 Atlanta $250 $345 424 NC Greesboro 919-274 D.C. $400 $495 426 NC Raleigh 919-876 D.C. $350 $445 949 NC Fayetteville 910-485 D.C. $400 $495 951 NC Rocky Mount 910-442 D.C. $300 $395 636 ND Fargo 701-232 Milwaukee $650 $745 638 ND Bismarck 701-221 Billings $500 $595 644 NE Omaha 402-331 Kansas City $50 $145 958 NE Lincoln 402-475 Kansas City $0 $95 122 NH Manchester 603-641 Boston $0 $95 222 NJ Camden 609-338 Philadelphia $0 $95 224 NJ Newark 201-624 New York $0 $95 720 NV Reno 702-321 San Francisco $100 $195 721 NV Las Vegas 702-223 Los Angeles $150 $245 132 NY NEW YORK 212-766 New York $0 $95 133 NY Poughkeepsie 914-452 New York $0 $95 134 NY Albany 518-436 Rochester $250 $345 136 NY Syracuse 315-475 Rochester $0 $95 138 NY Binghamton 607-722 Rochester $100 $195 140 NY Buffalo 716-881 Rochester $0 $95 *NOS DEDICATED RATES INCLUDE APPLICABLE BACK-HAUL AND NETWORK INTERCONNECTION CHARGES. [Initials JG] [Initials BVF] 34 <PAGE> Exhibit D Page 4 of 5 NETWORK INTERCONNECTION SCHEDULE FRONTIER POINTS OF PRESENCE POP SWC GATEWAY NOS LATA ST CITY NPA SWITCH CARRIER SRV DEDICATED* NXX 974 NY ROCHESTER 716-777 ROCHESTER $0 $95 320 OH CLEVELAND 216-696 Cleveland $0 $95 322 OH Youngstown 216-747 Cleveland $0 $95 324 OH Columbus 614-469 Cleveland $100 $195 325 OH Akron 216-535 Cleveland $0 $95 326 OH Toledo 419-242 Cleveland $50 $145 328 OH Dayton 513-461 Cleveland $200 $295 922 OH Cincinnati 513-421 Cleveland $250 $345 923 OH Mansfield 419-526 Cleveland $0 $95 536 OK Oklahoma City 405-239 Dallas $150 $245 538 OK Tulsa 918-587 Dallas $250 $345 670 OR Eugene 503-484 Seattle $200 $295 672 OR Portland 503-228 Seattle $0 $95 672 OR Stafford 503-682 Seattle $50 $145 226 PA Harisburg 717-221 Philadelphia $0 $95 228 PA PHILADELPHIA 215-496 Philadelphia $0 $95 230 PA Altoona 814-941 Philadelphia $150 $245 232 PA Scranton 717-330 Philadelphia $0 $95 234 PA Pittsburgh 412-391 Cleveland $100 $195 924 PA Erie 814-454 Cleveland $0 $95 130 RI Providence 401-831 Boston $50 $145 430 SC Greenville 803-233 Atlanta $50 $145 432 SC Florence 803-665 Atlanta $300 $395 434 SC Columbia 803-733 Atlanta $150 $245 640 SD Sioux Falls 605-331 Milwaukee $550 $645 468 TN Memphis 901-522 Atlanta $400 $495 470 TN Nashville 901-320 Atlanta $200 $295 474 TN Knoxville 615-594 Atlanta $100 $195 552 TX DALLAS 214-754 Dallas $0 $95 552 TX Ft. Worth 817-332 Dallas $0 $95 558 TX Austin 512-389 Dallas $150 $245 560 TX Houston 713-224 Dallas $200 $295 566 TX San Antonio 210-225 Dallas $250 $345 660 UT Salt Lake City 801-521 Denver $450 $545 244 VA Roanoke 703-342 D.C. $300 $395 246 VA Fredricksburg 703-371 D.C. $100 $195 248 VA Richmond 804-233 D.C. $150 $245 *NOS DEDICATED RATES INCLUDE APPLICABLE BACK-HAUL AND NETWORK INTERCONNECTION CHARGES. [Initials JG] [Initials BVF] 35 <PAGE> Exhibit D Page 5 of 5 NETWORK INTERCONNECTION SCHEDULE POP SWC GATEWAY NOS LATA ST CITY NPA SWITCH CARRIER SRV DEDICATED* NXX 252 MA Norfolk 804-622 D.C. $250 $345 124 VT Burlington 802-880 Boston $150 $245 674 WA SEATTLE 206-443 Seattle $0 $95 674 WA Bothell 206-402 Seattle $0 $95 674 WA Redman 206-867 Seattle $0 $95 676 WA Yakama 509-453 Seattle $0 $95 676 WA Spokane 509-747 Seattle $150 $245 350 WI Appleton 414-730 Milwaukee $0 $95 350 WI Green Bay 414-494 Milwaukee $50 $145 352 WI Eau Claire 715-834 Milwaukee $200 $295 354 WI Madison 608-257 Milwaukee $0 $95 354 WI La Crosse 508-782 Milwaukee $150 $245 356 WI MILWAUKEE 414-272 Milwaukee $0 $95 254 WV Charleston 304-340 Cleveland $300 $395 256 WV Morgantown 304-292 Cleveland $200 $295 654 WY Casper 307-234 Billings $200 $295 *NOS DEDICATED RATES INCLUDE APPLICABLE BACK-HAUL AND NETWORK INTERCONNECTION CHARGES. 36 <PAGE> ISSUE 2. ASSOCIATE ACCOUNTS MEMORANDUM #2 DATE: April 12, 1999 TO: John Hammer, eGlobe, Inc. Harold Solomon, TeleKey, Inc. Cc: Jeff Gee, Hsin Yen, Dennis Lunbery, Graham Milne, Jose Wladdimiro FROM: Marvin Ward /s/ SUBJECT: Frontier Agreement and Associate Accounts -------------------------------------------------------------------------------- This Memorandum Supersedes Memorandum dated April 6, 1999, Subject: Frontier Agreement and Associate Accounts, and all Sub Account Range previously issued or referenced. The new Frontier Association ID's is now available and these are the correct accounts identified by Company/Account. Use only the information below for all orders. 1. CONCURRENCE MEMORANDUM ASSIGNMENT OF ACCOUNT NUMBERS AS FOLLOWS: NOTE: A. The account # is used for billing purposes. B. The sub account range is used for placing dedicated orders, adding 800#'s etc. IDX/MAIN -------- Association ID: IDX2 Account # 0203270034 Sub account range: 0899311500-0899311599 IDX/ABT ------- Association ID: IDB2 Account # 0203697193 Sub account range: 0899555300-0899555399 IDX/Telekey Association ID: IDK2 Account # 0203697195 Sub account range: 0899555400-0899555499 IDX/eglobe Association ID: IDG2 Account # 0203697189 Sub account range: 0899555200-0899555299 1 <PAGE> [Frontier Communications logo] AMENDMENT #3 TO CARRIER SERVICE AGREEMENT IDX International, Inc. March 11, 1999 This is Amendment #3 to the Carrier Service Agreement between Frontier Communications of the West, Inc. ("Frontier") and IDX International, Inc. ("IDX" or "Purchaser"), dated June 30, 1998, as amended (the "Agreement"). 1. Except as otherwise stated, capitalized terms used herein have the same meaning as set forth in the Agreement. 2. IDX's Initial Term, as identified in Item 2.(a), under the Agreement, shall be extended one year. 3. IDX's Carrier Domestic Termination Service and Carrier Toll Free Transport Service, as provided under the Agreement, shall be converted to Frontier's Access Direct Service's as provided in Amended Exhibits C, C(a), and C(c). 4. Frontier has included their current Access Direct OCN Table as provided in Exhibit E. 5. IDX's pass-through monthly recurring charge (MRC) per active Frontier RespOrg 800 number, as identified in Exhibit B under the Agreement, shall be reduced from $0.70 to $0.37. 6. The above revised rates are attached hereto and made a part hereof and will be effective on a go forward basis with IDX's first Billing Cycle upon the later of: (i) execution of this Amendment #3 by Frontier, or (ii) the date in which IDX's account is no longer in delinquent status. 7. IDX's Governing Law, as identified in Item 16 under the Agreement, shall be modified to read as follows: "Governing Law: Frontier currently maintains regional service and operations centers to support customer accounts in New York, California and Michigan. This Agreement will be construed and enforced in accordance with the law of the state where IDX's account is supported, as designated by Frontier in this Agreement or as designed in Exhibits or amendments to this Agreement, without regard to that state's choice of law principles. The Parties agree that any action related to this Agreement shall be brought and maintained only: (i) in the Superior court of the State of California for the County of Santa Barbara, if the designated customer support center is located in California; (ii) in a Federal or State court of competent jurisdiction located in Monroe County, New York, if the designated customer support center is locate din New York; or (iii) in the Federal District Court for the Eastern District of Michigan or a State court of competent jurisdiction located in Oakland County, Michigan, if the designated customer support center is located in Michigan. The Parties each consent to the jurisdiction and venue of such courts and waive any right to object to such jurisdiction and venue." 8. IDX's account is currently supported by Frontier's regional service and operation center located in New York. 9. The balance of the Agreement and any executed amendments or addenda thereto not modified by this Amendment #3 shall remain in full force and effect. 10. Excluding any rate changes, this Amendment #3 is effective as of the date signed by Frontier below. FRONTIER COMMUNICATIONS OF THE WEST, INC. IDX INTERNATIONAL, INC. By: /s/ By: /s/ ------------------------------------------- ----------------------------------- Brian V. Fitzpatrick, Senior Vice President Jeff Gee, Executive Vice President Frontier Carrier Services Group Date: 3/18/99 Date: March 12, 1999 ------------------------------------------- ----------------------------------- 2 <PAGE> FRONTIER ACCESS DIRECT[TM] DEDICATED CARRIER TERMINATION SCHEDULE Unless otherwise stated in a pricing schedule, domestic calls are billed in six second increments and international calls in six second increments after a 30 second minimum (Mexico calls are billed in one minute increments). 1. For domestic and international traffic originating from IDX's switch, IDX shall pay the applicable rates set out in the attached pricing schedules. 2. Each DS-1 circuit interconnecting IDX to one of the Frontier POPs set out in the attached Network Interconnections Schedule has a monthly minimum usage requirement of 100,000 minutes. Frontier may add or delete a POP at any time upon written notice. If a circuit experiences a minimum shortfall over two consecutive Billing Cycles, Frontier may provide IDX with written notice of such fact and of Frontier's intent to disconnect the under-minimum circuit if the minimum is not attained by the Billing Cycle commencing after the date the notice is received. IDX shall reimburse Frontier for any termination fees or charge paid by Frontier to the circuit provider for early disconnection of such circuit. 3. Unless otherwise agreed by Frontier in writing, IDX shall be responsible, at its sole expense, for all ordering of, and charges for, dedicated facilities and equipment required to maintain access, interconnection and interface with Frontier's equipment and network. 3 <PAGE> FRONTIER ACCESS DIRECT CARRIER DOMESTIC TERMINATION SERVICE INTERSTATE LATA CITY STATE TIER A TIER B TIER C ---- ---- ----- ------ ------ ------ 120 Portland ME $0.0321 $0.1164 $0.0564 122 Nashua NH $0.0280 $0.1032 $0.0523 124 Burlington VT $0.0413 $0.1267 $0.0666 126 Springfield MA $0.0273 $0.1000 $0.0508 128 Boston MA $0.0273 $0.1000 $0.0508 130 Providence RI $0.0251 $0.1000 $0.0489 132 New York City NY $0.0281 $0.1000 $0.0506 133 Poughkeepsie NY $0.0269 $0.0893 $0.0559 134 Albany NY $0.0269 $0.0893 $0.0563 136 Syracuse NY $0.0269 $0.0893 $0.0373 138 Binghamton NY $0.0269 $0.0753 $0.0547 140 Buffalo NY $0.0269 $0.0893 $0.0356 220 Atlantic City NJ $0.0183 $0.1000 $0.1000 222 Camden NJ $0.0183 $0.1000 $0.0458 224 Newark NJ $0.0183 $0.1000 $0.0458 226 Harrisburg PA $0.0187 $0.0307 $0.0485 228 Philadelphia PA $0.0182 $0.0522 $0.0449 230 Altoona PA $0.0187 $0.0337 $0.0476 232 Scranton PA $0.0187 $0.0462 $0.0458 234 Pittsburgh PA $0.0187 $0.0272 $0.0455 236 Washington DC $0.0174 $0.0543 $0.0454 128 Baltimore MD $0.0173 $0.1000 $0.0440 240 Hagerstown MD $0.0194 $0.1000 $0.0469 242 Salisbury MD $0.0173 $0.1000 $0.1000 244 Roanoke VA $0.0185 $0.0279 $0.0470 246 Fredericksburg VA $0.0185 $0.0438 $0.1000 248 Richmond VA $0.0185 $0.0501 $0.0483 250 Lynchburg VA $0.0185 $0.0321 $0.0480 252 Norfolk VA $0.0185 $0.0554 $0.0483 254 Charleston WV $0.0262 $0.1158 $0.0526 256 Wheeling WV $0.0262 $0.1000 $0.0525 320 Cleveland OH $0.0198 $0.0406 $0.0464 322 Youngstown OH $0.0198 $0.0392 $0.1000 324 Columbus OH $0.0198 $0.0336 $0.0477 325 Akron OH $0.0198 $0.0327 $0.0484 326 Toledo OH $0.0198 $0.0342 $0.0503 328 Dayton OH $0.0198 $0.0341 $0.0488 330 Evansville IN $0.0223 $0.0528 $0.0507 332 South Bend IN $0.0223 $0.0425 $0.0557 334 Fort Wayne IN $0.0223 $0.0434 $0.0582 336 Indianapolis IN $0.0223 $0.0429 $0.0490 TIER A=RBOC TIER B=CITC TIER C=NECA BILLING INCREMENTS: 6 SECOND INITIAL/6 SECOND INCREMENTS 4 <PAGE> FRONTIER ACCESS DIRECT CARRIER DOMESTIC TERMINATION SERVICE INTERSTATE LATA CITY STATE TIER A TIER B TIER C ---- ---- ----- ------ ------ ------ 466 Lexington KY $0.0310 $0.0530 $0.0657 468 Memphis TN $0.0278 $0.1000 $0.0533 470 Nashville TN $0.0258 $0.0325 $0.0535 472 Chattanooga TN $0.0250 $0.1000 $0.0549 474 Knoxville TN $0.0258 $0.1000 $0.0534 476 Birmingham AL $0.0206 $0.0370 $0.0489 477 Huntsville AL $0.0206 $0.0428 $0.0487 478 Montgomery AL $0.0206 $0.0437 $0.0519 480 Mobile AL $0.0206 $0.0368 $0.0482 482 Jackson MS $0.0254 $0.1000 $0.0528 484 Gulfport MS $0.0254 $0.1000 $0.1000 486 Shreveport LA $0.0202 $0.1000 $0.0480 488 Lake Charles LA $0.0202 $0.1000 $0.0480 490 New Orleans LA $0.0202 $0.1000 $0.0480 492 Baton Rouge LA $0.0366 $0.1000 $0.0642 520 St. Louis MO $0.0230 $0.0426 $0.0496 521 Jefferson City MO $0.0237 $0.0518 $0.0634 522 Springfield MO $0.0237 $0.0396 $0.0528 524 Kansas City MO $0.0243 $0.0493 $0.0507 526 Fort Smith AR $0.0231 $0.0461 $0.0493 528 Little Rock AR $0.0216 $0.0449 $0.0495 530 Pine Bluff AR $0.0232 $0.0461 $0.0485 532 Wichita KS $0.0253 $0.0544 $0.0517 534 Topeka KS $0.0252 $0.0544 $0.0538 536 Oklahoma City OK $0.0228 $0.0364 $0.0454 538 Tulsa OK $0.0228 $0.0340 $0.0498 540 El Paso TX $0.0205 $0.0587 $0.0463 542 Midland TX $0.0205 $0.0587 $0.0475 544 Lubbock TX $0.0205 $0.0309 $0.0469 546 Amarillo TX $0.0207 $0.0401 $0.0487 548 Wichita Falls TX $0.0205 $0.1000 $0.0461 550 Abilene TX $0.0205 $0.0587 $0.0474 552 Dallas TX $0.0205 $0.0423 $0.0468 554 Longview TX $0.0205 $0.0340 $0.0491 556 Waco TX $0.0205 $0.0556 $0.0472 558 Austin TX $0.0205 $0.0358 $0.0465 560 Houston TX $0.0205 $0.0444 $0.0464 562 Beaumont TX $0.0205 $0.0587 $0.0470 564 Corpus Christi TX $0.0205 $0.0295 $0.0470 566 San Antonio TX $0.0205 $0.0587 $0.0462 568 Haringen TX $0.0205 $0.1000 $0.0461 570 Bryan TX $0.0205 $0.0295 $0.0512 BILLING INCREMENTS: 6 SECOND INITIAL/6 SECOND INCREMENTS 5 <PAGE> FRONTIER ACCESS DIRECT CARRIER DOMESTIC TERMINATION SERVICE INTERSTATE LATA CITY STATE TIER A TIER B TIER C ---- ---- ----- ------ ------ ------ 620 Rochester MN $0.0190 $0.0613 $0.0481 624 Duluth MN $0.0190 $0.0522 $0.0485 626 St. Cloud MN $0.0190 $0.0507 $0.0498 628 Minneapolis MN $0.0190 $0.0498 $0.0459 630 Sioux City IA $0.0198 $0.0533 $0.0485 632 Des Moines IA $0.0197 $0.0543 $0.0498 634 Davenport IA $0.0196 $0.0526 $0.0490 635 Cedar Rapids IA $0.0197 $0.0535 $0.0489 636 Fargo ND $0.0175 $0.0643 $0.0485 638 Bismarck ND $0.0210 $0.0837 $0.0542 640 Sioux Falls SD $0.0215 $0.1000 $0.0475 644 Omaha NE $0.0199 $0.0501 $0.0472 646 Grand Island NE $0.0200 $0.0444 $0.0531 648 Helena MT $0.0214 $0.1000 $0.0489 650 Billings MT $0.0215 $0.1000 $0.0489 652 Boise ID $0.0206 $0.1000 $0.0461 654 Cheyenne WY $0.0246 $0.1000 $0.0509 656 Denver CO $0.0180 $0.1000 $0.0455 658 Colorado Spgs CO $0.0180 $0.1000 $0.0455 660 Salt Lake Cty UT $0.0187 $0.1000 $0.0449 664 Albuquerque NM $0.0205 $0.0357 $0.0474 666 Phoenix AZ $0.0189 $0.0228 $0.0586 668 Tucson AZ $0.0189 $0.1000 $0.0463 670 Eugene OR $0.0190 $0.0458 $0.0487 672 Portland OR $0.0191 $0.0452 $0.0499 674 Seattle WA $0.0205 $0.0471 $0.0486 676 Spokane WA $0.0205 $0.0454 $0.0506 720 Reno NV $0.0293 $0.0436 $0.0502 721 Las Vegas NV $0.0293 $0.0179 $0.0442 722 San Francisco CA $0.0245 $0.0244 $0.0498 724 Redding/Chico CA $0.0245 $0.0413 $0.0639 726 Sacramento CA $0.0245 $0.0413 $0.0646 728 Fresno CA $0.0245 $0.0321 $0.0485 730 Los Angeles CA $0.0245 $0.0207 $0.0483 732 San Diego CA $0.0245 $0.1000 $0.0482 734 Bakersfield CA $0.0245 $0.0413 $0.0485 736 Monterey/Salin CA $0.0245 $0.1000 $0.1000 738 Stockton CA $0.0245 $0.0413 $0.0488 740 S. Luis Obispo CA $0.0245 $0.0198 $0.0482 920 Hartford CT $0.1000 $0.0387 $0.0625 921 Fishers Island NY $0.1000 $0.1000 $0.0874 922 Cincinnati OH $0.1000 $0.0241 $0.0491 BILLING INCREMENTS: 6 SECOND INITIAL/6 SECOND INCREMENTS 6 <PAGE> FRONTIER ACCESS DIRECT CARRIER DOMESTIC TERMINATION SERVICE INTERSTATE LATA CITY STATE TIER A TIER B TIER C ---- ---- ----- ------ ------ ------ 923 Lima OH $0.1000 $0.0437 $0.0568 924 Erie PA $0.1000 $0.0353 $0.0544 927 Harrisonburg VA $0.1000 $0.0554 $0.1000 928 Charlottesvl VA $0.1000 $0.0273 $0.0506 929 Edinburg VA $0.1000 $0.1000 $0.0874 930 Eppes Fork NC $0.1000 $0.1000 $0.0874 932 Bluefield WV $0.1000 $0.1000 $0.0874 937 Richmond IN $0.1000 $0.0437 $0.1000 938 Terre Haute IN $0.1000 $0.0427 $0.1000 939 Fort Meyers FL $0.1000 $0.0307 $0.0523 949 Fayetteville NC $0.1000 $0.1000 $0.0296 951 Rocky Mount NC $0.1000 $0.1000 $0.0282 952 Tampa FL $0.1000 $0.0226 $0.0483 953 Tallahassee FL $0.1000 $0.0323 $0.0525 955 Dothan AL $0.1000 $0.1000 $0.0874 956 Kingsport TN $0.1000 $0.0307 $0.1000 958 Lincoln NE $0.1000 $0.1000 $0.0272 960 Coeur D'Alene ID $0.1000 $0.0817 $0.0757 961 San Angelo TX $0.1000 $0.0295 $0.0514 963 Kalispell MT $0.1000 $0.1000 $0.0874 973 Palm Springs CA $0.1000 $0.0198 $0.1000 974 Rochester NY $0.1000 $0.0205 $0.0461 976 Matoon IL $0.1000 $0.0397 $0.0533 977 Galesburg IL $0.1000 $0.0436 $0.0583 978 Olney IL $0.1000 $0.0394 $0.0563 980 Tsaile AZ $0.1000 $0.1000 $0.0874 981 Monument Valley UT $0.1000 $0.1000 $0.0874 Off-Shore LATA CITY STATE TIER A TIER B TIER C ---- ---- ----- ------ ------ ------ 320 Puerto Rico PR $0.0854 $0.0854 $0.0854 322 Virgin Islands USVI $0.0854 $0.0854 $0.0854 332 Alaska AK $0.0854 $0.0854 $0.0854 334 Hawaii HI $0.1070 $0.1070 $0.1070 DIRECTORY ASSISTANCE $0.4200 per call BILLING INCREMENTS: 6 SECOND INITIAL / 6 SECOND INCREMENTS 7 <PAGE> FRONTIER ACCESS DIRECT CARRIER DOMESTIC TERMINATION SERVICE INTRASTATE LATA CITY STATE TIER A TIER B TIER C ---- ---- ----- ------ ------ ------ 338 Vincennes IN $0.0208 $0.0892 $0.0701 340 Detroit MI $0.0184 $0.0386 $0.0552 342 Marquette MI $0.0184 $0.0386 $0.0556 344 Saginaw MI $0.0184 $0.0386 $0.0592 346 Lansing MI $0.0184 $0.0386 $0.0553 348 Grand Rapids MI $0.0184 $0.0386 $0.0564 350 Green Bay WI $0.0178 $0.0262 $0.0541 352 Eau Claire WI $0.0178 $0.0262 $0.0541 354 Madison WI $0.0178 $0.0262 $0.0542 356 Milwaukee WI $0.0178 $0.0262 $0.0534 358 Chicago IL $0.0179 $0.0363 $0.0540 360 Rockford IL $0.0178 $0.0371 $0.0584 362 Cairo/Mound City IL $0.0178 $0.0361 $0.0628 364 Sterling/Dekalb IL $0.0178 $0.0350 $0.0615 366 Bloomington IL $0.0178 $0.0342 $0.0611 368 Peoria IL $0.0178 $0.0341 $0.0582 370 Champ-Urbana IL $0.0178 $0.0361 $0.0554 374 Springfield IL $0.0178 $0.0361 $0.0530 376 Quincy IL $0.0178 $0.0361 $0.0595 420 Asheville NC $0.0829 $0.1018 $0.0865 422 Charlotte NC $0.0826 $0.0925 $0.0840 424 Greensboro NC $0.0829 $0.0876 $0.0843 426 Raleigh NC $0.0829 $0.1096 $0.0871 428 Wilmington NC $0.0829 $0.1000 $0.0833 430 Greenville SC $0.0611 $0.0505 $0.0729 432 Florence SC $0.0611 $0.0400 $0.0718 434 Columbia SC $0.0611 $0.0450 $0.0712 436 Charleston SC $0.0611 $0.0565 $0.0742 438 Atlanta GA $0.0271 $0.1553 $0.0894 440 Savannah GA $0.0272 $0.1000 $0.0855 442 Augusta GA $0.0317 $0.1000 $0.0599 444 Albany GA $0.0272 $0.1000 $0.1107 446 Macon GA $0.0272 $0.1000 $0.1008 448 Pensacola FL $0.0411 $0.9180 $0.0749 450 Panama city FL $0.0411 $0.9180 $0.0711 452 Jacksonville FL $0.0411 $0.9180 $0.0650 454 Gainesville FL $0.0411 $0.0916 $0.0770 456 Daytona Beach FL $0.0411 $0.1000 $0.1000 458 Orlando FL $0.0411 $0.0916 $0.0733 460 Miami FL $0.0411 $0.0916 $0.0646 462 Louisville KY $0.0306 $0.0550 $0.0688 464 Madisonville KY $0.0191 $0.0323 $0.0542 466 Lexington KY $0.0190 $0.0339 $0.0586 468 Memphis TN $0.0499 $0.1000 $0.0691 470 Nashville TN $0.0538 $0.0534 $0.0713 472 Chattanooga TN $0.0489 $0.1000 $0.0805 474 Knoxville TN $0.0539 $0.1000 $0.0713 476 Birmingham AL $0.0240 $0.0515 $0.0585 477 Huntsville AL $0.0240 $0.0475 $0.0571 478 Montgomery AL $0.0240 $0.0474 $0.0593 480 Mobile AL $0.0241 $0.0515 $0.0568 482 Jackson MS $0.0329 $0.1000 $0.0604 BILLING INCREMENTS: 6 SECOND INITIAL / 6 SECOND INCREMENTS 8 <PAGE> FRONTIER ACCESS DIRECT CARRIER DOMESTIC TERMINATION SERVICE INTRASTATE LATA CITY STATE TIER A TIER B TIER C ---- ---- ----- ------ ------ ------ 484 Gulfport MS $0.0329 $0.1000 $0.1000 486 Shreveport LA $0.0252 $0.1000 $0.0570 488 Lake Charles LA $0.0252 $0.1000 $0.0570 490 New Orleans LA $0.0252 $0.1000 $0.0570 492 Baton Rouge LA $0.0252 $0.1000 $0.0570 520 St. Louis MO $0.0444 $0.1334 $0.0764 521 Jefferson City MO $0.0555 $0.1606 $0.1197 522 Springfield MO $0.0555 $0.2221 $0.1090 524 Kansas city MO $0.0556 $0.1608 $0.0798 526 Fort Smith AR $0.0285 $0.0285 $0.0587 528 Little Rock AR $0.0283 $0.0328 $0.0590 530 Pine Bluff AR $0.0283 $0.0285 $0.0586 532 Wichita KS $0.0549 $0.0858 $0.0730 534 Topeka KS $0.0549 $0.0858 $0.0740 536 Oklahoma City OK $0.0318 $0.0548 $0.0600 538 Tulsa OK $0.0318 $0.0548 $0.0605 540 El Paso TX $0.0946 $0.0832 $0.0912 542 Midland TX $0.0946 $0.0832 $0.0909 544 Lubbock TX $0.0946 $0.1122 $0.0935 546 Amarilo TX $0.0946 $0.1055 $0.0929 548 Wichita Falls TX $0.0946 $0.1000 $0.0912 550 Abiliene TX $0.0946 $0.0832 $0.0905 552 Dallas TX $0.0946 $0.0854 $0.0905 554 Longview TX $0.0946 $0.1083 $0.0936 556 Waco TX $0.0946 $0.0789 $0.0938 558 Austin TX $0.0946 $0.1047 $0.0917 560 Houston TX $0.0946 $0.0929 $0.0912 562 Beaumont TX $0.0946 $0.0832 $0.0908 564 Corpus Christi TX $0.0946 $0.1137 $0.0929 566 San Antonio TX $0.0946 $0.0832 $0.0912 568 Harlingen TX $0.0946 $0.0111 $0.0912 570 Bryan TX $0.0946 $0.1137 $0.1005 620 Rochester MN $0.0705 $0.0878 $0.0810 624 Duluth MN $0.0705 $0.0834 $0.0806 626 St. Cloud MN $0.0705 $0.0906 $0.0821 628 Minneapolis MN $0.0705 $0.0953 $0.0810 630 Sioux City IA $0.0617 $0.0850 $0.0769 632 Des Moines IA $0.0615 $0.0955 $0.0795 634 Davenport IA $0.0617 $0.0879 $0.0763 635 Cedar Rapids IA $0.0615 $0.0862 $0.0775 636 Fargo ND $0.0765 $0.0911 $0.0831 638 Bismarck ND $0.0933 $0.0897 $0.0915 640 Sioux Falls SD $0.0640 $0.1000 $0.0759 644 Omaha NE $0.0715 $0.1038 $0.0846 646 Grand Island NE $0.0767 $0.1145 $0.0867 648 Helena MT $0.0351 $0.1000 $0.0615 650 Billings MT $0.0352 $0.1000 $0.0615 652 Boise ID $0.0495 $0.1000 $0.0687 654 Cheyenne WY $0.0702 $0.1000 $0.0790 656 Denver CO $0.0737 $0.1000 $0.0803 658 Colorado Springs CO $0.0737 $0.1000 $0.0803 660 Salt Lake City UT $0.0353 $0.1000 $0.0616 BILLING INCREMENTS: 6 SECOND INITIAL / 6 SECOND INCREMENTS 9 <PAGE> FRONTIER ACCESS DIRECT CARRIER DOMESTIC TERMINATION SERVICE INTRASTATE LATA CITY STATE TIER A TIER B TIER C ---- ---- ----- ------ ------ ------ 664 Albuquerque NM $0.0790 $0.2057 $0.0952 666 Phoenix AZ $0.0720 $0.1940 $0.1968 668 Tucson AZ $0.0720 $0.1000 $0.0805 670 Eugene OR $0.0578 $0.0788 $0.0743 672 Portland OR $0.0517 $0.0845 $0.0731 674 Seattle WA $0.0338 $0.0921 $0.0634 676 Spokane WA $0.0344 $0.0852 $0.0611 720 Reno NV $0.0319 $0.0610 $0.0616 721 Las Vegas NV $0.0319 $0.0204 $0.0544 722 San Francisco CA $0.0173 $0.0336 $0.0524 724 Redding/Chico CA $0.0173 $0.0195 $0.0451 726 Sacramento CA $0.0173 $0.0195 $0.0450 728 Fresno CA $0.0173 $0.0284 $0.0430 730 Los Angeles CA $0.0173 $0.0363 $0.0546 732 San Diego CA $0.0173 $0.1000 $0.0527 734 Bakersfield CA $0.0173 $0.0195 $0.0528 736 Monterey/Salinas CA $0.0173 $0.1000 $1.0000 738 Stockton CA $0.0173 $0.0195 $0.0528 740 San Luis Obispo CA $0.0173 $0.0369 $0.0595 920 Hartford CT $0.1000 $0.0306 $0.0593 921 Fishers Island NY $0.1000 $0.1000 $0.0858 922 Cincinnati OH $0.1000 $0.0252 $0.0561 923 Lima OH $0.1000 $0.0684 $0.0776 924 Erie PA $0.1000 $0.0771 $0.0826 927 Harrisonburg VA $0.1000 $0.0981 $0.1000 928 Charlottesville VA $0.1000 $0.0552 $0.0716 929 Edinburg VA $0.1000 $0.1000 $0.0866 930 Eppes Fork VA $0.1000 $0.1000 $0.0866 932 Bluefield WV $0.1000 $0.1000 $0.0866 937 Richmond IN $0.1000 $0.0499 $0.1000 938 Terre Haute IN $0.1000 $0.0482 $0.1000 939 Fort Myers FL $0.1000 $0.0916 $0.0898 949 Fayetteville NC $0.1000 $0.1000 $0.0874 951 Rocky Mount NC $0.1000 $0.1000 $0.0876 952 Tampa FL $0.1000 $0.0765 $0.0822 953 Tallahassee FL $0.1000 $0.0918 $0.0899 955 Dothan AL $0.1000 $0.1000 $0.0866 956 Kingsport TN $0.1000 $0.0733 $0.1000 958 Lincoln NE $0.1000 $0.1000 $0.1166 960 Coeur D'Alene ID $0.1000 $0.1077 $0.0978 961 San Angelo TX $0.1000 $0.1137 $0.1008 963 Kalispell MT $0.1000 $0.1000 $0.0866 973 Palm Springs CA $0.1000 $0.0369 $0.1000 974 Rochester NY $0.1000 $0.0328 $0.0585 976 Matoon IL $0.1000 $0.0347 $0.0396 977 Galesburg IL $0.1000 $0.0305 $0.0592 978 Olney IL $0.1000 $0.0344 $0.0612 980 Tsciie AZ $0.1000 $0.1000 $0.0866 981 Monument Valley UT $0.1000 $0.1000 $0.0866 DIRECTORY ASSISTANCE $0.4200 per call BILLING INCREMENTS: 6 SECOND INITIAL / 6 SECOND INCREMENTS 10 <PAGE> FRONTIER ACCESS DIRECT[TM] TOLL-FREE CARRIER TRANSPORT SCHEDULE Billing increments for domestic and offshore calls will be six second increments (calls from Canada will be billed in six second increments after a 30 second minimum. 1. In order to protect the integrity of its network Frontier may, without liability, temporarily block any Toll-Free Number having usage surges. Frontier agrees to use reasonable efforts to promptly notify IDX after blockage has occurred. 2. At IDX's written request and to the extent available to Frontier, Toll-Free Directory Assistance is available for Frontier Toll-Free Numbers only at the charges identified below. Due to the fact that Toll-Free Directory Assistance is provided through an arrangement with a third party, the provision of Toll-Free Directory Assistance by Frontier is subject to the policies and procedures promulgated from time to time by such third party. IDX understands that any Frontier Toll-Free number listed with Toll-Free Directory Assistance is not published in any written directory, but is only available on a call-in basis. 3. The transfer of Toll-Free Numbers to another carrier is subject to the Guidelines and the Frontier policies and procedures for Toll-Free number/traffic transfers in effect at the time of the requested transfer. 4. IDX acknowledges and agrees that call records detail (CDR) for Toll-Free Carrier Transport it receives from Frontier may not match billable CDR's from IDX's switch as Frontier bills IDX for all calls completed to their switch at Time point 7 minus Time point 1, (regardless of whether the call is completed to the called party). 11 <PAGE> FRONTIER ACCESS DIRECT CARRIER TOLL FREE TRANSPORT SERVICE INTERSTATE LATA CITY STATE TIER A TIER B TIER C ---- ---- ----- ------ ------ ------ 120 Portland ME $0.0339 $0.1180 $0.0675 122 Nashua NH $0.0236 $0.1023 $0.0612 124 Burlington VT $0.0421 $0.1280 $0.0768 126 Springfield MA $0.0276 $0.1000 $0.0621 128 Boston MA $0.0276 $0.1000 $0.0621 130 Providence RI $0.0256 $0.1000 $0.0602 132 New York City NY $0.0179 $0.1000 $0.0567 133 Poughkeepsie NY $0.0167 $0.0908 $0.0529 134 Albany NY $0.0177 $0.0908 $0.0571 136 Syracuse NY $0.0177 $0.0908 $0.0452 138 Binghamton NY $0.0167 $0.0829 $0.0582 140 Buffalo NY $0.0167 $0.0908 $0.0488 220 Atlantic City NJ $0.0189 $0.1000 $0.1000 222 Camden NJ $0.0189 $0.1000 $0.0531 224 Newark NJ $0.0189 $0.1000 $0.0531 226 Harrisburg PA $0.0197 $0.0317 $0.0557 228 Philadelphia PA $0.0191 $0.0534 $0.0523 230 Altoona PA $0.0197 $0.0343 $0.0542 232 Scranton PA $0.0197 $0.0481 $0.0529 234 Pittsburgh PA $0.0197 $0.0286 $0.0529 236 Washington DC $0.0185 $0.0564 $0.0522 238 Baltimore MD $0.0182 $0.1000 $0.0514 240 Hagerstown MD $0.0208 $0.1000 $0.0546 242 Salisbury MD $0.0182 $0.1000 $0.1000 244 Roanoke VA $0.0193 $0.0335 $0.0542 246 Fredericksburg VA $0.0193 $0.0464 $0.1000 248 Richmond VA $0.0193 $0.0530 $0.0543 250 Lynchburg VA $0.0192 $0.0352 $0.0543 252 Norfolk VA $0.0193 $0.0570 $0.1000 254 Charleston WV $0.0274 $0.1000 $0.0605 256 Wheeling WV $0.0274 $0.1000 $0.0604 320 Cleveland OH $0.0204 $0.0402 $0.0532 322 Youngstown OH $0.0204 $0.0427 $0.1000 324 Columbus OH $0.0204 $0.0346 $0.0539 325 Akron OH $0.0204 $0.0330 $0.0550 326 Toledo OH $0.0204 $0.0354 $0.0558 328 Dayton OH $0.0204 $0.0540 $0.0540 330 Evansville IN $0.0220 $0.0541 $0.1000 332 South Bend IN $0.0220 $0.0440 $0.0602 334 Fort Wayne IN $0.0220 $0.0437 $0.0624 TIER A = RBOC TIER B = CITC TIER C = NECA BILLING INCREMENTS: DOMESTIC & DOMESTIC OFF-SHORE = 6 SECOND INITIAL/6 SECOND INCREMENTS CANADA = 30 SECOND INITIAL/6 SECOND INCREMENTS 12 <PAGE> FRONTIER ACCESS DIRECT CARRIER TOLL FREE TRANSPORT SERVICE INTERSTATE LATA CITY STATE TIER A TIER B TIER C ---- ---- ----- ------ ------ ------ 462 Louisville KY $0.0318 $0.0535 $0.0675 464 Madisonville KY $0.0329 $0.0558 $0.0683 466 Lexington KY $0.0330 $0.0525 $0.0718 468 Memphis TN $0.0274 $0.1000 $0.0630 470 Nashville TN $0.0275 $0.0364 $0.0631 472 Chattanooga TN $0.0259 $0.1000 $0.0624 474 Knoxville TN $0.0274 $0.1000 $0.0630 476 Birmingham AL $0.0219 $0.0383 $0.0574 477 Huntsville AL $0.0219 $0.0371 $0.0576 478 Montgomery AL $0.0219 $0.0372 $0.0589 480 Mobile AL $0.0218 $0.0381 $0.0573 482 Jackson MS $0.0270 $0.1000 $0.0623 484 Gulfport MS $0.0271 $0.1000 $0.1000 486 Shreveport LA $0.0215 $0.1000 $0.0571 488 Lake Charles LA $0.0215 $0.1000 $0.0571 490 New Orleans LA $0.0215 $0.1000 $0.0571 492 Baton Rouge LA $0.0326 $0.1000 $0.0682 520 St. Louis MO $0.0248 $0.0470 $0.0525 521 Jefferson City MO $0.0257 $0.0582 $0.0652 522 Springfield MO $0.0257 $0.0415 $0.0545 524 Kansas City MO $0.0262 $0.0561 $0.0537 526 Fort Smith AR $0.0252 $0.0475 $0.0517 528 Little Rock AR $0.0252 $0.0406 $0.0519 530 Pine Bluff AR $0.0252 $0.0475 $0.0514 532 Wichita KS $0.0270 $0.1000 $0.0545 534 Topeka KS $0.0270 $0.0607 $0.0557 536 Oklahoma City OK $0.0239 $0.0474 $0.0518 538 Tulsa OK $0.0239 $0.0474 $0.0554 540 El Paso TX $0.0221 $0.1000 $0.1000 542 Midland TX $0.0221 $0.0601 $0.1000 544 Lubbock TX $0.0221 $0.0269 $0.0511 546 Amarillo TX $0.0221 $0.0435 $0.0513 548 Wichita Falls TX $0.0221 $0.1000 $0.0488 550 Abilene TX $0.0221 $0.0601 $0.1000 552 Dallas TX $0.0221 $0.0435 $0.0496 554 Larcview TX $0.0221 $0.0339 $0.0524 556 Waco TX $0.0221 $0.0575 $0.0498 558 Austin TX $0.0221 $0.0354 $0.0495 560 Houston TX $0.0221 $0.0458 $0.0490 562 Beaumont TX $0.0221 $0.0601 $0.0493 564 Corpus Christi TX $0.0221 $0.0269 $0.0508 BILLING INCREMENTS: DOMESTIC & DOMESTIC OFF-SHORE = 6 SECOND INITIAL/6 SECOND INCREMENTS CANADA = 30 SECOND INITIAL/6 SECOND INCREMENTS 13 <PAGE> FRONTIER ACCESS DIRECT CARRIER TOLL FREE TRANSPORT SERVICE INTERSTATE LATA CITY STATE TIER A TIER B TIER C ---- ---- ----- ------ ------ ------ 566 San Antonio TX $0.0221 $0.0601 $0.0489 568 Harlingen TX $0.0221 $0.1000 $0.0488 570 Bryan TX $0.0221 $0.0269 $0.0582 620 Rochester MN $0.0205 $0.0554 $0.0554 624 Duluth MN $0.0205 $0.0547 $0.0557 626 St. Cloud MN $0.0205 $0.0558 $0.0562 628 Minneapolis MN $0.0205 $0.0564 $0.0552 630 Sioux City IA $0.0209 $0.0526 $0.0569 632 Des Moines IA $0.0209 $0.0553 $0.0571 634 Davenport IA $0.0208 $0.0566 $0.0549 635 Cedar Rapids IA $0.0209 $0.0541 $0.0568 636 Fargo ND $0.0212 $0.0709 $0.0555 638 Bismarck ND $0.0217 $0.0843 $0.0625 640 Sioux Falls SD $0.0225 $0.1000 $0.0564 644 Omaha NE $0.0211 $0.0514 $0.0567 646 Grand Island NE $0.0213 $0.0453 $0.0575 648 Helena MT $0.0218 $0.1000 $0.0576 650 Billings MT $0.0219 $0.1000 $0.0577 652 Boise ID $0.0222 $0.1000 $0.0554 654 Cheyenne WY $0.0237 $0.1000 $0.0590 656 Denver CO $0.0188 $0.1000 $0.0544 658 Colorado Springs CO $0.0188 $0.1000 $0.0544 660 Salt Lake City UT $0.0347 $0.1000 $0.0545 664 Albuquerque NM $0.0278 $0.0360 $0.0573 666 Phoenix AZ $0.0200 $0.0248 $0.0629 668 Tucson AZ $0.0200 $0.1000 $0.0554 670 Eugene OR $0.0194 $0.0459 $0.0557 672 Portland OR $0.0198 $0.0450 $0.0569 674 Seattle WA $0.0212 $0.0446 $0.0564 676 Spokane WA $0.0202 $0.0422 $0.0558 720 Reno NV $0.0298 $0.0439 $0.0562 721 Las Vegas NV $0.0298 $0.0190 $0.0456 722 San Francisco CA $0.0275 $0.0387 $0.0535 724 Redding/Chico CA $0.0275 $0.0706 $0.0693 726 Sacrament+B123o CA $0.0275 $0.0706 $0.0645 728 Fresno CA $0.0275 $0.0477 $0.0512 730 Los Angeles CA $0.0275 $0.0257 $0.0529 732 San Diego CA $0.0275 $0.1000 $0.0506 734 Bakersfield CA $0.0275 $0.0706 $0.0514 736 Monterey/Salinas CA $0.0275 $0.1000 $0.1000 738 Stockton CA $0.0275 $0.0706 $0.0514 BILLING INCREMENTS: DOMESTIC & DOMESTIC OFF-SHORE = 6 SECOND INITIAL/6 SECOND INCREMENTS CANADA = 30 SECOND INITIAL/6 SECOND INCREMENTS 14 <PAGE> FRONTIER ACCESS DIRECT CARRIER TOLL FREE TRANSPORT SERVICE INTRASTATE LATA CITY STATE TIER A TIER B TIER C ---- ---- ----- ------ ------ ------ 336 Indianapolis IN $0.0196 $0.0419 $0.0642 338 Vincennes IN $0.0196 $0.0890 $0.0687 340 Detroit MI $0.0174 $0.0395 $0.0599 342 Marquette MI $0.0171 $0.0392 $0.0597 344 Saginaw MI $0.0174 $0.0395 $0.0638 346 Lansing MI $0.0174 $0.0395 $0.0600 348 Grand Rapids MI $0.0174 $0.0395 $0.0614 350 Green Bay WI $0.0193 $0.0338 $0.0560 352 Eau Claire WI $0.0193 $0.0338 $0.0561 354 Madison WI $0.0193 $0.0338 $0.0565 356 Milwaukee WI $0.0193 $0.0338 $0.0552 358 Chicago IL $0.0188 $0.0376 $0.0557 360 Rockford IL $0.0188 $0.1000 $0.1000 362 Cairo/Mound City IL $0.0188 $0.0376 $0.1000 364 Sterling/Dekalb IL $0.0188 $0.0386 $0.0632 366 Bloomington IL $0.0188 $0.0355 $0.0625 368 Peoria IL $0.0188 $0.0353 $0.0596 370 Champ/Urbana IL $0.0188 $0.0374 $0.0576 374 Springfield IL $0.0188 $0.0374 $0.0571 376 Quincy IL $0.0188 $0.0374 $0.0605 420 Asheville NC $0.0817 $0.1040 $0.0755 422 Charlotte NC $0.0815 $0.0914 $0.0576 424 Greensboro NC $0.0817 $0.0861 $0.0614 426 Raleigh NC $0.0817 $0.1000 $0.0767 428 Wilmington NC $0.0817 $0.1000 $0.0589 430 Greenville SC $0.0613 $0.0570 $0.0649 432 Florence SC $0.0613 $0.1000 $0.0661 434 Columbia SC $0.0613 $0.0448 $0.0610 436 Charleston SC $0.0613 $0.0627 $0.0662 438 Atlanta GA $0.0284 $0.1000 $0.0561 440 Savannah GA $0.0285 $0.1000 $0.0558 442 Augusta GA $0.0352 $0.1000 $0.1000 444 Albany GA $0.0285 $0.1000 $0.0507 446 Macon GA $0.0285 $0.1000 $0.0541 448 Pensacola FL $0.0416 $0.0923 $0.0712 450 Panama City FL $0.0416 $0.0923 $0.0689 452 Jacksonville FL $0.0416 $0.0923 $0.0618 454 Gainesville FL $0.0416 $0.0921 $0.0743 456 Daytona Beach FL $0.0416 $0.1000 $0.1000 458 Orlando FL $0.0416 $0.0921 $0.0706 460 Miami FL $0.0416 $0.1000 $0.0613 BILLING INCREMENTS: DOMESTIC & DOMESTIC OFF-SHORE = 6 SECOND INITIAL/6 SECOND INCREMENTS CANADA = 30 SECOND INITIAL/6 SECOND INCREMENTS 15 <PAGE> FRONTIER ACCESS DIRECT CARRIER TOLL FREE TRANSPORT SERVICE INTRASTATE LATA CITY STATE TIER A TIER B TIER C ---- ---- ----- ------ ------ ------ 740 San Luis Obispo CA $0.0189 $0.1000 $0.1000 920 Hartford CT $0.1000 $0.0365 $0.0623 921 Fishers Island NY $0.1000 $0.1000 $0.0825 922 Cincinnati OH $0.1000 $0.0347 $0.0594 923 Lima OH $0.1000 $0.0748 $0.0669 924 Erie PA $0.1000 $0.0842 $0.0869 927 Harrisonburg VA $0.1000 $0.1083 $0.1000 928 Charlottesville VA $0.1000 $0.0573 $0.0732 929 Edinburg VA $0.1000 $0.1000 $0.0833 930 Eppes Fork VA $0.1000 $0.1000 $0.0833 932 Bluefield WV $0.1000 $0.1000 $0.0833 937 Richmond IN $0.1000 $0.0382 $0.1000 938 Terre Haute IN $0.1000 $0.0381 $0.1000 939 Fort Myers FL $0.1000 $0.0921 $0.1000 949 Fayetteville NC $0.1000 $0.1000 $0.0849 951 Rocky Mount NC $0.1000 $0.1000 $0.0838 952 Tampa FL $0.1000 $0.0767 $0.0770 953 Tallahassee FL $0.1000 $0.0923 $0.0865 955 Dothan AL $0.1000 $0.1000 $0.0833 956 Kingsport TN $0.1000 $0.0763 $0.1000 958 Lincoln NE $0.1000 $0.1000 $0.1143 960 Coeur D'Alene ID $0.1000 $0.1060 $0.0948 961 San Angelo TX $0.1000 $0.1145 $0.0801 963 Kalispell MT $0.1000 $0.1000 $0.0833 973 Palm Springs CA $0.1000 $0.0383 $0.1000 974 Rochester NY $0.1000 $0.0339 $0.0613 976 Matoon IL $0.1000 $0.0355 $0.0396 977 Galesburg IL $0.1000 $0.0336 $0.1000 978 Olney IL $0.1000 $0.0355 $0.0627 980 Tsciie AZ $0.1000 $0.1000 $0.0833 981 Monument Valley UT $0.1000 $0.1000 $0.0833 NOTE: Frontier bills the Carrier for all calls competed to their switch, regardless if the Call is completed to the called party. BILLING INCREMENTS: DOMESTIC & DOMESTIC OFF-SHORE = 6 SECOND INITIAL/6 SECOND INCREMENTS CANADA = 30 SECOND INITIAL/6 SECOND INCREMENTS 16 <PAGE> FRONTIER ACCESS DIRECT OCN TABLE Tier A = Ameritech, Bell Atlantic, Bell South, NYNEX, SBC, PacTel and US West Tier B = Cincinnati Bell, GTE, Frontier Communications, SNET and Sprint/United Tier C = NECA and all remaining carriers TIER A TIER B TIER B RBOC OCN's Telco Tier B OCN's Telco - Frontier Continued Tier B OCN's Telco - GTE Continued 1051 Ameritech, IL 750 FC Indiana 2154 GTE - SW - TX 9321 Ameritech, OH 828 FC of Thorntown 2177 GTE - West 9323 Ameritech, MI 858 FC of Lakeshore 2302 GTE of CA 9325 Ameritech, Indiana 912 FC of Mondori 2319 GTE of CO 9327 Ameritech, Wisconsin 964 FC of WI 2449 GTE of NW 9329 Ameritech, IL 967 FC of Viroqua 3009 GTE - Alaska 9206 Bell Atlantic - NJ 998 FC of Depue - IL 3100 GTE - Hawaii 9208 Bell Atlantic - PA 1011 Frontier of Lakeside 4311 GTE - North 9210 Bell Atlantic - DE 1038 Frontier of Illinois 4312 GTE - North MN 9211 Bell Atlantic - DC 1055 FC of Midland, Inc. 4313 GTE - North Missouri 9212 Bell Atlantic - MD 1061 Frontier of Mt/Pulaski, Inc. 4314 GTE - Nebraska 9213 Bell Atlantic - VA 1067 Frontier of Orion, Inc. 4321 GTE NW - Idaho 9214 Bell Atlantic - WV 1079 Frontier of Schulyer, Inc. - IL 4323 GTE NW - Oregon 9200 Bell Atlantic - 1127 FC of Iowa, Inc. 4324 GTE NW - WA 9102 or Bell Atlantic - NY 1341 FC of Schulyer, IA 4331 GTE South - Alabama 9014 9417 Southern Bell 1367 FC of MN 4334 GTE South - NC 9419 South Central Bell 4418 FC of MI 4335 GTE South - SC 7726 SBC 4337 GTE South - VA 9533 SBC Tier B OCN's Telco - GTE 4338 GTE SW - Arkansas 9740 Pacific Bell 169 GTE of PA 4342 GTE SW - NM 9742 Nevada Bell 170 GTE - North PA 4343 GTE SW - OK 9600 US West 233 GTE South - VA 4344 GTE - TX 9638 US West (Pacific Northwest) 328 GTE FL 7534 GTE - CA 9631 US West (Northwestern Bell) 407 GTE South - Kentucky 7993 GTE NW, Inc. 9636 US West (Mountain Bell) 410 GTE South - Kentucky 2456 Malheur Tel Co 509 GTE South - NC 9147 SNET Tier B OCN's Telco 526 TE South - SC Tier B OCN's Sprint/United (S/U) 9348 Cincinnati Bell (CB) 615 GTE North - Ohio 138 United of NJ Tier B OCN's Frontier Communications 681 GTE South - MI 209 S/U Tel of PA 72 Frontier of Ausable Valley 695 GTE of MI 340 Sprint Centel of FL 100 FC of NY, Inc. 772 GTE of Indiana 341 S/U Tel of FL 121 FC of Rochester 779 GTE North - IN 470 Sprint Mid Atlantic 122 FC of Seneca-Gornam 831 GTE - Indiana 506 United Telco/Carolinas 149 FC of Breezewood 886 GTE Wisconsin 581 United Tel Co 152 FC of Canton 1000 GTE South - Illinois 661 United Telco of Ohio 168 FC of PA 1015 GTE - Illinois 832 United Telco of Indiana 178 FC of Lakewood 1036 GTE of the North 985 Sprint Centel - IL 194 FC of Oswavo River 1135 GTE - KS 1456 United Tel of MN 301 FC of Lamar County 1140 GTE - MN 1595 S/U Telephone - 306 FC of Alabama 1186 GTE North 1810 S/U of Eastern Kansas 318 FC of the South 1207 GTE - IA 1812 Sprint/United 362 FC of Fairmont 1700 GTE - Kansas 1842 S/U of Kansas 387 FC of Georgia 1730 GTE - Arkansas 1957 S/U Telco of Missouri 460 FC of Mississippi 1846 GTE Systems - Missouri 2084 S/U of TX 682 FC of MI 1922 GTE - Midwest 2400 United Telco - NW [Global Crossing] Logo Carrier International Terminating Rates Prepared for IDX Int'l Effective Date (2/24/2000) CODE COUNTRY Rate per Minute ---- ------- --------------- 599(C) Netherlands Antilles (Cellular) $0.2270 31 Netherlands $0.0361 31(6.9) Netherlands (Cellular) $0.3265 1869 Nevis (NPA:869) $0.2461 687 New Caledonia $0.3446 64 New Zealand $0.0389 64(21-29) New Zealand (Cellular) $0.1286 505 Nicaragua $0 2894 505(C) Nicaragua (Cellular) $0.3206 227 Niger Republic $0.4425 234 Nigeria $0.4650 234(C) Nigeria (Cellular) $0.5635 683 Nine Island $1.1313 683(C) Nine Island (Cellular) $1.5785 672(3) Norfolk Island $0.4257 850 North Korea $0.6460 47 Norway $0.0361 47(C) Norway (Cellular) $0.1311 968 Oman $0.4067 92 Pakistan $0.4067 92(C) Pakistan (Cellular) $0.6805 680 Palau Republic $0.1710 507 Panama $0.2672 507(C) Panama (Cellular) $0.2914 675 Papua New Guinea $0.2303 675(C) Papua New Guinea (Cellular) $0.4060 595 Paraguay $0.3097 595(C) Paraguay (Cellular) $0.3965 51 Peru $0.2522 51(C) Peru (Cellular) $0.2644 63 Philippines $0.1706 63(2) Philippines - Manila $0.1622 63(C) Philippines (Cellular) $0.1763 48 Poland $0.1500 48(C) Poland (Cellular) $0.8885 351 Portugal $0.1093 351(C) Portugal (Cellular) $0.1140 974 Qatar $0.3296 Billing Increments: 30 second initial/6 seconds increments NOTE: Rates are subject to Change (7) days after the Effective Date CONFIDENTIAL <PAGE> [Global Crossing] Logo Carrier International Terminating Rates Prepared for IDX Int'l Effective Date (2/24/2000) CODE COUNTRY Rate per Minute ---- ------- --------------- 974(C) Qatar (Cellular) $0.5575 262 Reunion Island $0.2353 40 Romania $0.2328 40(C) Romania (Cellular) $0.2498 7 Russia $0.1558 7(C) Russia (Cellular) $0.2816 250 Rwanda $0.4313 250(C) Rwanda (Cellular) $0.7883 670 Saipan $0.0411 378 San Marino $0.1694 378(C) San Marino (Cellular) $0.3646 239 Sao Tome $0.5015 966 Saudi Arabia $0.4316 966(C) Saudi Arabia (Cellular) $0.5355 221 Senegal $0.4672 221(C) Senegal (Cellular) $0.5915 248 Seychelles Island $0.4360 248(C) Seychelles Island (Cellular) $2.2275 232 Sierra Leone $0.4656 232(C) Sierra Leone (Cellular) $0.5655 65 Singapore $0.0750 65(C) Singapore (Cellular) $0.0861 421 Slovakia $0.1808 386 Slovenia $0.1963 386(C) Slovenia (Cellular) $0.2789 677 Solomon Islands $0.4568 677(C) Solomon Islands (Cellular) $1.0235 252 Somalia $0.4500 27 South Africa $0.2350 27(C) South Africa (Cellular) $0.2708 82 South Korea $0.0667 82(C) South Korea (Cellular) $0.1127 34 Spain $0.0794 34(6,96) Spain (Cellular) $0.2824 94 Sri Lanka $0.3375 94(C) Sri Lanka (Cellular) $0.8170 290 ST. Helena $0.4338 1869 ST. Kitts (NPA:869) $0.2371 1758 ST. Lucia (NPA:758) $0.2261 Billing Increments: 30 second initial/6 seconds increments NOTE: Rates are subject to Change (7) days after the Effective Date CONFIDENTIAL <PAGE> [Global Crossing] Logo Carrier International Terminating Rates Prepared for IDX Int'l Effective Date (2/24/2000) CODE COUNTRY Rate per Minute ---- ------- --------------- 508 ST. Pierre & Miquelon $0.0813 1784 ST. Vincent Grenadines (NPA): 784 $0.2778 1784(C) ST. Vincent (Cellular)* $1.0000 249 Sudan $0.3336 597 Suriname $0.3831 597(C) Suriname (Cellular) $0.4545 268 Switzerland $0.1672 46 Sweden $0.0354 46(C) Sweden (Cellular) $0.1061 41 Switzerland $0.0407 41(C) Switzerland (Cellular) $0.1128 963 Syria $0.4455 886 Taiwan $0.0821 886(C) Taiwan (Cellular) $0.0900 992 Tajikistan $0.4343 992(C) Tajikistan (Cellular) $0.5325 255 Tanzania $0.3665 66 Thailand $0.2631 66(C) Thailand (Cellular) $0.2631 228 Toto Republic $0.5065 676 Tonga Islands $0.6415 676(C) Tonga Islands (Cellular) $0.8275 1868 Trinidad & Tobago (NPA:868) $0.3084 1868(C) Trinidad & Tobago (Cellular)* $1.0000 216 Tunisia $0.2507 90 Turkey $0.1625 90(5) Turkey (Cellular) $0.2517 993 Turkmenistan $0.2756 1649 Turks & Caicos Islands (NPA:649) $0.2776 688 Tuvalu $0.3215 688(C) Tuvalu (Cellular) $0.3215 256 Uganda $0.2363 380 Ukraine $0.2050 971 United Arab Emirates $0.2363 971(C) United Arab Emirates (Cellular) $0.5385 44 United Kingdom $0.0253 44(2) United Kingdom (Cellular) $0.3319 598 Uruguay $0.2694 998 Uzbekistan $0.3052 Billing Increments: 30 second initial/6 seconds increments NOTE: Rates are subject to Change (7) days after the Effective Date CONFIDENTIAL <PAGE> [Global Crossing] Logo Carrier International Terminating Rates Prepared for IDX Int'l Effective Date (2/24/2000) CODE COUNTRY Rate per Minute ---- ------- --------------- 678 Vanuatu Republic $0.4960 678(S) Vanuatu Republic (Special Services $0.6358 379 Vatican City $0.0632 58 Venezuela (Cellular) $0.2550 58(C) Venezuela (Cellular) $0.2550 84 Vietnam $0.6050 84(C) Vietnam (Cellular) $0.9448 681 Wallis & Futuna Island $0.2739 685 Western Samoa $0.3578 967 Yemen, Republic of $0.6046 381 Yugoslavia & Serbia $0.2396 381(C) Yugoslavia & Serbia (Cellular) $0.3492 243 Zaire $0.3672 243(C) Zaire (Cellular) $0.4716 260 Zambia $0.2933 259 Zanzibar $0.9526 263 Zimbabwe $0.2111 263 (C) Zimbabwe (Cellular) $0.3989 Peak Rate Off-Peak CC *MEXCIO Per Minute Rate Per Minute -- ------- ---------- --------------- 52 BAND #1 $0.1300 $0.1150 52 BAND #2 $0.1300 $0.1150 52 BAND #3 $0.1300 $0.1150 52 BAND #4 $0.1300 $0.1150 52 BAND #5 $0.1300 $0.1150 52 BAND #6 $0.1300 $0.1150 52 BAND #7 $0.1300 $0.1150 52(5) MEXICO CITY, MEXICO $0.1300 $0.1150 52 BAND #8 $0.1300 $0.1150 *Effective 12/1/98, all Mexico minutes will be billed in 60 second initial/60 second increments. CANADA Rate per NPA PROVINCE minute --- -------- ------ 204 Manitoba $0.0292 250 British Columbia $0.0294 306 Saskatchewan $0.0507 Billing Increments: 30 second initial/6 seconds increments NOTE: Rates are subject to Change (7) days after the Effective Date CONFIDENTIAL <PAGE> [Global Crossing] Logo Carrier International Terminating Rates Prepared for IDX Int'l Effective Date (2/24/2000) CODE COUNTRY Rate per Minute ---- ------- --------------- 403 Alberta $0.0324 416 Ontario $0.0194 418 Quebec $0.0320 450 Quebec $0.0258 506 New Brunswick $0.3049 514 Quebec $0.0194 519 Ontario $0.0203 604 British Columbia $0.0222 613 Ontario $0.0216 705 Ontario $0.0247 709 Newfoundland $0.0629 780 Alberta $0.0324 807 Ontario $0.0282 819 Quebec $0.0343 867 Yukon/North West Territory $0.1250 902 Nova Scotia/Prince Edward Is. $0.0405 905 Ontario $0.0194 Billing Increments: 30 second initial/6 seconds increments NOTE: Rates are subject to Change (7) days after the Effective Date CONFIDENTIAL <PAGE> [Global Crossing] Logo Carrier International Terminating Rates Prepared for IDX Int'l Effective Date (2/24/2000) CODE COUNTRY Rate per Minute ---- ------- --------------- 93 Afghanistan $0.8921 355 Albania $0.1850 213 Algeria $0.2100 684 American Samoa $0.1678 376 Andorra $0.1134 376(C) Andorra (Cellular) $0.1661 244 Angola $0.1512 244(C) Angola (Cellular) $0.1883 1264 Anguilla (NPA:264) $0.2296 672 Antarctica - Casey $0.4257 672 Antarctica - Scott $0.4257 1268 Antigua/Barbuda (NPA:268) $02628 54 Argentina $0.1807 54(C) Argentina (Cellular) $0.2899 374 Armenia $0.3200 297 Aruba $0.2821 247 Ascension Island $0.4550 61 Australia $0.0447 61(C) Australia (Cellular) $0.1683 43 Austria $0.0477 43(C) Austria (Cellular) $0.1250 994 Azerbaijan $0.2294 994(C) Azerbaijan (Cellular) $0.3085 1252 Bahamas (NPA:242) $0.1202 973 Bahrain $0.3126 973(C) Bahrain (Cellular) $0.4205 880 Bangladesh $0.4760 880(C) Bangladesh (Cellular) $0.5087 1246 Barbados (NPA:246) $0.3208 375 Belarus $0.2257 375(C) Belarus (Cellular) $0.3985 32 Belgium $0.0353 32(C) Belgium (Cellular) $0.1194 501 Belize $0.3425 229 Benin $0.3465 1441 Bermuda (NPA:441) $0.0694 975 Bhutan $0.2184 591 Bolivia $0.3027 591(C) Bolivia (Cellular) $0.4114 Billing Increments: 30 second initial/6 seconds increments NOTE: Rates are subject to Change (7) days after the Effective Date CONFIDENTIAL <PAGE> [Global Crossing] Logo Carrier International Terminating Rates Prepared for IDX Int'l Effective Date (2/24/2000) CODE COUNTRY Rate per Minute ---- ------- --------------- 387 Bosnia-Herzegovina $0.2101 267 Botswana $0.1687 55 Brazil $0.1350 55(C) Brazil (Cellular) $0.1612 1284 British Virgin Islands (NPA:284) $0.1533 673 Brunei $0.2018 673(C) Brunei (Cellular) $0.2160 359 Bulgaria $0.1972 359(C) Bulgaria (Cellular) $0.2461 226 Burkino Faso $0.3937 95 Burma/Myanmar $0.5116 257 Burundi $0.2694 257(C) Burundi (Cellular) $0.3425 855 Cambodia $0.5693 855(C) Cambodia (Cellular) $0.8035 237 Cameroon $0.3620 237(X) Cameroon (Audiotext) $0.4325 34 Canary Island $0.0794 238 Cape Verde Islands $0.3776 1345 Cayman Islands (NPA:345) $0.1206 236 Central African Republic $0.4146 235 Chad Republic $0.4275 235(C) Chad Republic (Cellular) $0.8065 56 Chile $0.0761 56(S) Chile (Special Services) $0.3125 86 China Prc $0.1650 86(1) China - Beijing $0.1390 86(21) China - Shanghai $0.1390 86(C) China (Cellular) $0.2017 61(9164) Christmas Island $0.0447 61(9162) Cocos-Kelling Island $0.0447 57 Colombia $0.1463 57(C) Colombia (Cellular) $0.1604 242 Congo Republic $0.5920 682 Cook Islands $0.6870 682(C) Cook Islands (Cellular) $1.2051 506 Costa Rica $0.1452 506(C) Costa Rica (Cellular) $0.2803 385 Croatia $0.1796 Billing Increments: 30 second initial/6 seconds increments NOTE: Rates are subject to Change (7) days after the Effective Date CONFIDENTIAL <PAGE> [Global Crossing] Logo Carrier International Terminating Rates Prepared for IDX Int'l Effective Date (2/24/2000) CODE COUNTRY Rate per Minute ---- ------- --------------- 53 Cuba $0.4800 357 Cyprus $0.1854 357(C) Cyprus (Cellular) $0.2832 42 Czech Republic $0.1437 42(S) Czech Republic (Special Services) $0.2539 45 Denmark $0.0374 45(C) Denmark (Cellular) $0.1463 246 Diego Garcia $03528 253 Djibouti Republic $0.5013 253(C) Djibouti Republic (Cellular) $0.7075 1767 Dominica (NPA:767) $0.3111 1809 Dominican Republic (NPA:809) $0.1001 1474 Dominican Republic (Audiotext)* $1.0000 593 Ecuador $0.3525 593(C) Ecuador (Cellular) $0.3825 20 Egypt $0.4013 20(C) Egypt (Cellular) $0.4039 503 El Salvador $0.1750 503(C) El Salvador (Cellular) $0.1879 240 Equatorial Guinea Republic $0.5314 291 Eritrea $0.7065 372 Estonia $0.1472 372(C) Estonia (Cellular) $0.3260 251 Ethiopia $0.5118 251(C) Ethiopia (Cellular) $0.8785 298 Faeroe Islands $0.1924 500 Falkland Islands $0.2679 679 Fiji Islands $0.4975 679(X) Fiji Islands (Audiotext) $0.6260 358 Finland $0.0502 358(C) Finland (Cellular) $0.0661 33 France $0.0378 33(C) France (Cellular) $0.2968 596 French Antilles/Martinique $0.2028 594 French Guiana $0.2194 689 French Polynesia $0.3011 241 Gabon Republic $0.2353 241(C) Gabon Republic (Cellular) $0.3685 220 Gambia $0.3167 Billing Increments: 30 second initial/6 seconds increments NOTE: Rates are subject to Change (7) days after the Effective Date CONFIDENTIAL <PAGE> [Global Crossing] Logo Carrier International Terminating Rates Prepared for IDX Int'l Effective Date (2/24/2000) CODE COUNTRY Rate per Minute ---- ------- --------------- 995 Georgia $0.2072 995(X) Georgia (Audiotext) $0.3975 49 Germany $0.0373 49(C) Germany (Cellular) $0.1160 233 Ghana $0.2100 223(C) Ghana (Cellular) $0.3905 350 Gibraltar $0.1130 686 Gilbert Island $0.5100 30 Greece $0.1322 30(C) Greece (Cellular) $0.1352 299 Greenland $0.2506 299(C) Greenland (Cellular) $0.3881 1473 Grenada (NPA:473) $0.3511 590 Guadeloupe $0.2106 671 Guam $0.0569 53 Guantanamo Bay $0.4800 502 Guatemala $0.1750 502(C) Guatemala (Cellular) $0.2942 224 Guinea $0.2224 245 Guinea Bissau $0.3325 245(C) Guinea Bissau (Cellular) $0.5915 592 Guyana $0.4876 592(X) Guyana (Audiotext) $0.7305 509 Haiti $0.3390 509(C) Haiti (Cellular) $0.5605 504 Honduras $0.3175 504(C) Honduras (Cellular) $0.3426 852 Hong Kong $0.0381 852(S) Hong Kong (Special Services) $0.1203 36 Hungary $0.1250 36(C) Hungary (Cellular) $0.1583 354 Iceland $0.0861 354(C) Iceland (Cellular) $0.1177 91 India $0.4650 91(S) India (Special Services) $0.5175 62 Indonesia $0.2128 871 Inmarsat (AOR) $3.0433 873 Inmarsat (IOR) $2.7823 872 Inmarsat (POR) $2.9492 Billing Increments: 30 second initial/6 seconds increments NOTE: Rates are subject to Change (7) days after the Effective Date CONFIDENTIAL <PAGE> [Global Crossing] Logo Carrier International Terminating Rates Prepared for IDX Int'l Effective Date (2/24/2000) CODE COUNTRY Rate per Minute ---- ------- --------------- 874 Inmarsat (WAT) $3.0520 98 Iran $0.4725 964 Iraq $0.6250 353 Ireland $0.0386 353(86-88) Ireland (Cellular) $0.1399 881(6) Iridium (6) $1.9325 881(7) Iridium (7) $1.9325 972 Israel $0.0696 972(5) Israel (Cellular) $0.1566 39 Italy $0.0556 39(33-36) Italy (Cellular) $0.3790 225 Ivory Coast $0.4797 1876 Jamaica (NPA:876) $0.3966 1876(C) Jamaica (Cellular)* $1.000 81 Japan $0.0500 81(3) Japan - Tokyo $0.0450 81(6) Japan - Osaka $0.0450 81(9) Japan - Okinawa $0.0450 81(O's) Japan (Cellular) $0.1261 81(M) Japan (Military) $0.0464 962 Jordan $0.3738 962(C) Jordan (Cellular) $0.3738 7(31-33) Kazakhstan $0.2270 254 Kenya $0.3768 686 Kiribati $0.5100 686(C) Kiribati (Cellular) $1.3110 965 Kuwait $0.3125 965(C) Kuwait (Cellular) $0.4245 996 Kyrgyzstan $0.2370 996(C) Kyrgyzstan (Cellular) $0.4275 856 Laos $0.4787 371 Latvia $0.2417 371(C) Latvia (Cellular) $0.2917 961 Lebanon $0.4025 961(C) Lebanon (Cellular) $0.4620 266 Lesotho $0.2316 231 Liberia $0.3094 231(C) Liberia (Cellular) $0.3240 218 Libya $0.2208 Billing Increments: 30 second initial/6 seconds increments NOTE: Rates are subject to Change (7) days after the Effective Date CONFIDENTIAL