Sample Business Contracts

Promissory Note - UC Hub Group Inc. and Stephen F. Owens

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                                PROMISSORY NOTE

     FOR VALUE RECEIVED, the undersigned promise to pay to the order of Stephen
F. Owens the sum of Twenty Five Thousand ($25,000.) Dollars, together with
interest thereon at the rate of $5,000 for the term of the note.

            Said principal and interest shall be payable as follows:
                             ******On demand ******

     The undersigned may pay this Note in whole or in part without penalty and
including all interest. The entire balance shall be immediately due and payable
upon demand of the holder. Upon default, the undersigned shall pay all
reasonable attorney fees and costs necessary for the collection of this Note.

     This Note is executed to evidence an existing indebtedness due the payee
from the undersigned on an open account balance as of this date, and this Note
shall not be construed as a separate obligation.

     Signed under seal this 1st day of November, 2004.

UC Hub Group, Inc.

/s/ Larry Wilcox
By: 11/17/2004