Sample Business Contracts

Promissory Note - UC Hub, Keith Webb and John Arnone

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                                PROMISSORY NOTE

Los Angeles, California
$ 65,000                    Aug 2, 2004

                                    TIME NOTE

1.   90  business  days  after  the  date of this Note, UC HUB, a public company
     traded  under  the ticker symbol of UCHB.OB, the undersigned Maker, promise
     to pay to the order of Keith Webb and John Arnone or his assignee ("Payee")
     the sum of $65,000. Principal under this Note shall be paid in lawful money
     of  the  United  States.  This  debt is not associated to or in lieu of any
     other  contractual  or  legal  obligation  to Payee and will have an annual
     interest  rate  of  Prime plus two. "Payee" shall have the right to convert
     this  note  into  shares at a fifty percent discount off market price in 90
     days.  This conversion is at the sole discretion of the Payee and the Payee
     may  also have the right but not the obligation to extend the terms of this

2.  All  liabilities of the undersigned to the Payee, including this Note, will,
at  the  option  of  the  Payee,  mature  and become due and payable immediately
without  presentment  or notice no sooner than 90 business days from the date of
this  signed  Note  or  on  any  date  thereafter  at the sole discretion of Mr.
____________ or his assignees. In addition, this Note and all other obligations,
direct  or  contingent,  of any Maker or endorser of this Note to the Payee will
become due and payable immediately, without presentment or notice, if:

          (1)  Maker fails to make the required payment when due.

          (2)  Maker or any endorser, surety, or guarantor of this Note:

               (i)     Fails,  after demand, to furnish financial information or
                       to permit inspection of any books or records.
               (ii)    Suspends business.
               (iii)   Becomes insolvent or offers settlement to any creditors.
               (iv)    Files a petition in bankruptcy, either voluntary  or
               (v)     Institutes  any  proceeding  under  any  bankruptcy  or
                       insolvency laws relating to the relief of debtors.
               (vi)    Gives notice of any intended bulk sale.
               (vii)   Makes an assignment for the benefit of creditors.
               (viii)  Mortgages,  pledges,  assigns,  or transfers any accounts
                       receivable or other property, in trust or otherwise,
                       without the written consent of the Payee.
               (ix)    Makes  any false statement or representation orally or in
                       writing, fails to furnish information, or fails to permit
                       inspection  of  any  books  or  records  on demand of the
               (x)     Fails to pay any obligation when due.

          (3)  Payee  or holder discovers that any misrepresentation was made to
payee on or behalf of Maker to obtain credit or an extension of credit.

          (4)  Any  legal  action  is  commenced  against Maker or any endorser,
surety, or guarantor, including:

               (i)  Entry of judgment.

               (ii) Issuance  of  a  writ  of  attachment, order of garnishment,
                    order or

                    subpoena in supplementary proceedings, execution, or similar

          (5)  A receiver is appointed for Maker, endorser, surety or guarantor.

               (i)  At its option, Payee may not accelerate the maturity of this
               Note  to  become  due  immediately  if  it considers the security
               underlying  the Note to be unsatisfactory or insufficient and the
               Maker  does not, on demand, furnish additional collateral or make
               payment  on  account  that  is  satisfactory  to  the  Payee.

               (ii)  At its option, Payee may not accelerate the maturity of the
               Note  to  become  due  immediately if, in the sole opinion of the
               Payee,  the  financial  responsibility  of  the  Maker  becomes
               unsatisfactory  or  the  obligation  evidenced by this Note is in

                                COLLECTION COSTS

          6.  If this Note is not paid in full when it becomes due, Maker agrees
          to  pay  all  collection  costs,  including,  but  not  limited to all
          attorney  and court fees necessary to enforce or collect this Note for
          nonpayment  at  maturity.


          7.  Maker  waives  trial  by  jury in any litigation arising out of or
relating  to  this  Note  in  which Payee or a holder of this Note is an adverse
party  and  further  waives  the  right  to  interpose  any defense, set-off, or
counterclaim  of  any  nature  or description, which rights are expressly waived
except  as  provided  by  law.

                                  GOVERNING LAW

          8.  This Note will be governed by the laws of the State of California,
including the Uniform Commercial Code in force in the State of California.


/s/ Larry Wilcox


Its President/CEO

Larry Wilcox


10390 Commerce Center Drive, Suite 250

Rancho Cucamonga, California 91730

909 945 8563 Phone

888 525 5266 FAX